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Well it's been a while, but an update on this. I replied to Link's letter back in March stating that the alleged amount of debt was already in dispute with Ford Finance, and I required a breakdown of the alleged debt and what it was for/how it was calculated. That was March. No reply regarding this, until last week when another letter arrived just asking for the alleged amount again.
I believe this is just the obligatory letter they have to send out at least every six months?
Also, there has been no mention or notification from Link, at any time in the past six months, that they have placed a payment default notice on my credit record back in March. I only discovered this last week when checking up on my credit files at Experian & Equifax.
Regardless, still no explanation or breakdown of what the alleged debt is for, or how it was calculated. I'll reply back to their letter in the next couple of days and see what transpires next.
As ever, any advice gratefully received.
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