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Hi I pay car insurance each month and changed my car August 2019, I transferred my private number plates through DVLA. I later put these on my vehicle. However I got pulled over by an unmarked police car to say I had no insurance - I was so shocked as I then realised I had not notified my insurance company I'd put the plates on so the police data base showed I was not insured when I was - is it not the car and chassis registered. this was an administrative over sight on my behalf. Now I have been issued a conditional charge £300 and six penalty points for no insurance- which isn't true. I phoned the insurance company to immediately amend my policy while sat in the police car which they did. I have asked for an indemnity letter which they have written covering me from when I was sat in the police car will this be enough as they pulled me over 10 to 15 minutes before. Any help please as I always have insurance never faltered and feel this is not completely right. Do I not pay and proceed to court or do something now. My error the plates but I was insured even if had not notified change of plates - where do I stand I am not a criminal.
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You need your insurers to issue a letter of indemnity from the time you replaced the plates.
Issuing a letter of indemnity from the time they had knowledge of the change, and amended the records accordingly is meaningless.
Don't know who your insurers are, but suggest you address the letter to "the Senior Underwriter", explain what has happened, and confirm that for the period of the required indemnity there are no known incidents giving rise to a claim under the policy. -
Cannot see how changing insurer will prompt issuance of the required letter of indemnityOriginally posted by Seb345Comment
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