Swift advances plc

[Guest]

Re: Swift advances plc

First charge letimately applied and registered
Second charge obtained and entered by the use of fraudulent means using an employee of Swift Advances by the name of Sandra Bailey to pose as a solictor / conveyancer.
She no longer works for Swift

I mentioned this before but I do now itend to go to Brentwood and ask the police help me trace and locate her and confront her with an officer and ask her questions about her fraudulent activties whilst in the employ of Swift Advances plc.
I will probably have to spend the night sleeping in the car ....but that's not a problem and I will do what I say ........ but I will find her.

Sparkie

Not sure what it is your saying here, did you purchase the loan thinking it was unsecured ?

[Fred]

Re: Swift advances plc

"Together we can make a difference"

It could take some time if "we" continue in this manner.

[MissFM]

Re: Swift advances plc

Sparkie I'm so very sorry it went so badly for you with the judge

Just wondering if judges are really allowed to insist on being the sole adjudicator for a case - and also - am I the only one here feeling a little frisson of the sinister at his interest in your appeal?

Do you feel you trust him as impartial?

[Fred]

Re: Swift advances plc

Sparkie I'm so very sorry it went so badly for you with the judge

Just wondering if judges are really allowed to insist on being the sole adjudicator for a case - and also - am I the only one here feeling a little frisson of the sinister at his interest in your appeal?

Do you feel you trust him as impartial?

It implies to me an "old boy" ignorance of the situation.................sinister only in the works of ones pension & self preservation................."no law" can we club together for the transcript costs ? aw:

[Guest]

Re: Swift advances plc

Sorry to say that the remarks of the judge as stated in the first post are mainly correct, I do not understand what he means about the UTCCS however if sparkie shows us the transcript perhaps all will be cleared up in context.

So my advice is to forget those particular arguments and move on, there is no doubt that these lenders took advantage of the none regulation in this area and that they should be brought to book for profiteering in this manner, bu t to be effective we have to find legal irregularities to beat them with.

[Fred]

Re: Swift advances plc

Sorry to say that the remarks of the judge as stated in the first post are mainly correct, I do not understand what he means about the UTCCS however if sparkie shows us the transcript perhaps all will be cleared up in context.

So my advice is to forget those particular arguments and move on, there is no doubt that these lenders took advantage of the none regulation in this area and that they should be brought to book for profiteering in this manner, bu t to be effective we have to find legal irregularities to beat them with.

Sensible comment indeed & the only constructive way forwards.......................................... but we need constructive input & that dammed OFT reprimand should be made open as well as other options..

We do not work together, we are as individuals separated by minuscule opinions split by who we are dealing with. If one looked at this from the provider then you would hold much confidence the dysfunctional opposition could not propose a threat..............indeed make for a lucrative killing.

I do not/will not give any ground by self interest on an uneven playing field. I can only write about the datum points here & one wonders why they are non existent in favour of more complexities of a nature drawn from ?????

We could be so much better & much more productive in real terms even if its only a change in attitude, one thing is for sure "this whole unregulated shit hole will close eventually" ours is the timing.

[Amethyst]

Re: Swift advances plc

Which reprimand (sorry bit behind) This one? http://www.legalbeagles.info/forums/...t-Advances-%29 (links are broken in it though)

[Fred]

Re: Swift advances plc

Which reprimand (sorry bit behind) This one? http://www.legalbeagles.info/forums/...t-Advances-%29 (links are broken in it though)

Doh ! you mean there is more than one we know nothing about ? or dare not ask ?....................................dont forget its the CMA if imposed by the OFT please please please..........

[Fred]

Re: Swift advances plc

I am with Meellis in this has wider implications, there are other cases coming on similar stuff with a different Judge I might add.

I think you need sight of that reprimand as surely it can only help.

http://en.wikipedia.org/wiki/Contra_proferentem

http://en.wikipedia.org/wiki/Estoppel_in_English_law


Is the above any good ?

I have put this forward in dispute with the comment on "no law" ..............is it any good or just bull..............either way will do, opinions go for it...

[Fred]

Re: Swift advances plc

Which reprimand (sorry bit behind) This one? http://www.legalbeagles.info/forums/...t-Advances-%29 (links are broken in it though)

I am being insensitive in respect of your good intentions & jumped the gun a little with the last comment...............................if you do a FoIA request then thank from the very best of my heart, I can only assume that is what you wanted to help with so please accept my apologies.

[Amethyst]

Re: Swift advances plc

I am being insensitive in respect of your good intentions & jumped the gun a little with the last comment...............................if you do a FoIA request then thank from the very best of my heart, I can only assume that is what you wanted to help with so please accept my apologies.

Its ok, I just wasn't sure what you were after, is it those two or others? I can't imagine that no one has those ones so presumably it was something else you were after. Happy to foi for anything if it will help.

[Fred]

Re: Swift advances plc

I also have to write that a change or loss in relation to "fairness alleged" of any meaningful or discerning contractual agreement within this "second charge lending" situation would cost more than the PPI has.

FCA 3+ years of consultation................having a larf, ............not if you have a loan Sirs................& you want to put it in the most regulated part of the industry.......fascinating transitional plans, so for now F,,, you because you are worth it.

[Fred]

Re: Swift advances plc

Its ok, I just wasn't sure what you were after, is it those two or others? I can't imagine that no one has those ones so presumably it was something else you were after. Happy to foi for anything if it will help.

Its not really my my post, but FoIA I would love to see, they should if you go to the ICO direct you to the CMA..............& then not sure in my case the clerk (First Tier Tribunal) was fascinated by this as he had never seen the likes in his career.......... it is not a good gateway/s moreover the 241a is better but closed to FoIA & drawn out, also handled by the CMA, perhaps with permission I should try ?

[Sparkie1723]

Re: Swift advances plc

Just remembered something else the judge said when Swifts Barrister asked if there would be a transcriot of the hearing Judge said, Yes but Mr G can't afford one .....he has no money, and it won't be much use to him in any event.
Well got news for the Judge , M's son has given us most of the money to pay for it...had an estimate off a Court approved transcriber firm and said as it was not much more than 1 hr they doubt if it will be much more than £150 plus Vat..Could even be less, They go on words spoken per minute, and the judge left the Court to check stuff on his computer for about 1o minutes so he said
So I'm ordering the transcript today.
Sparkie

[Sparkie1723]

Re: Swift advances plc

Reference the SRA warning post by Walesman...I tried bringing the use of the Unregulated organisation of Swift Group Legal Services being used to sue people for repossession...they don't use them now as you know they use RoslingKing....When SGLS issued this N244 they were an unregulated in house solicitor organisation ...and they still are unregulated.....notice they say for mortgage arrears and the judge told me Tues he couldn't tell me what our loan was..if it' not a morgage loan how could they sue for arrers on it and use unregulated organisation to sue any way. I know they are fine points of law but I should be given the chance to argue them ..not just brushed aside like a fly

Can anyone tell me what Paynes actual position he is signing as on this form