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Kearns letter of claim

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  • Kearns letter of claim

    Good Morning Beagles,

    Apologies, starting a new thread, I think I've been posting in the wrong place!

    Following on from a previous thread with you,

    I received a letter of claim in November of last year and returned the form in good time, asking for an extra 30 days and requesting details, documents, cca, etc. I stated that I "didn't know if I owed the debt"

    The returned letter for was acknowledged by Kearns, saying the documents would be sent in due course.

    I am now at the end of the 30 day extension. Should I wait for the documents to come through (which I assume they don't have) or am I obliged to write to them, "denying" the alleged debt.

    Help would be greatly appreciated,
    ​​​​​​​thanks, Milky
    Tags: None

  • #2
    You're not obliged to write to them but it may be a good idea to remind them you responded to their letter of claim asking for documents but that none have yet been forthcoming - referencing their previous letter to you.

    I'd also send a SAR to the original creditor of the debt they are chasing to satisfy yourself as to the details of the debt - as it may come in useful further along.
    “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

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    SHORTCUTS

    Pre-Action Letters
    First Steps
    Check dates
    Income/Expenditure
    Acknowledge Claim
    CCA Request
    CPR 31.14 Request
    Subject Access Request Letter
    Example Defence
    Set Aside Application
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    Directions Questionnaire



    If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.


    NOTE: If you receive a court claim note these dates in your calendar ...
    Acknowledge Claim - within 14 days from Service

    Defend Claim - within 28 days from Service (IF you acknowledged in time)

    If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




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