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Re: Sicktodeath and Cabot
please can anyone help me with advice on cabot. had a halifax car fell behind paid a debt company and then started to pay cabot few years ago (mind people were not as up to date) anyway just by chance i read something about this company and that you should check if they own the debt. done this last year sent recorded letter asking them to prove they owned the debt never heard from them about it but got a few letters saying they were suspending payment until the original lender got back to them. got taken to court last month after having a citation hand posted through the door i went to court they DID NOT show up so the judge dissmised. Fri got another citation for court again diff lawyers acting for them this time and diff court issued citation. Can someone please give advice C.A.B are not taking on any new debt cases at the moment thanks for reading kate -
Re: Sicktodeath and Cabot
forgot to say i live in scotland were thankgod we dont have the baliffifs banging on door so the law may be a bit diffComment
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Re: Sicktodeath and Cabot
So just to get an accurate picture of things here - What your saying is cabot took you to court once, and the case was dimissed by default in your favour after they failed to turn up. But now under a different lawyer and different court (not northampton bulk centre is it? thouhg if in scotland then i doubt it is.), they are trying to take you to court again for the same debt despite the last case being dismissed?
Am not an expert on Scottish law, but i feel that they are abusing the court process somewhat by doing the above.Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (LB),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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