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I have just had my cage rattled by a very vague sols letter linking me to an old bank debt that Crapbot took on several years ago. This solicitor has provided the minimum of information whilst threatening me with action at the same time. I have asked them to provide proof, etc. What I'd like to know is what to expect of this lot. For example, can they drag me into court without proof of the loan being enforceable or otherwise? They are very keen on stipulating ever-shorter time frames to respond to, which makes me think they are very eager indeed. I am in Scotland, btw.
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They can try. Have you any idea what the debt is?
SOlicitors = Nolans? or Mortimer Clarke?
Have you got a CCA request in play ?#staysafestayhome
Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.
Received a Court Claim? Read >>>>> First Steps -
It's the N word. I know what the account is. Thought it was SB'd. Looks like next year.
Am just seeing what they come up with. So far, nothing bar an account number and a bank name.Comment
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Ahoy, Capt.
Have you SAR'd the original creditor?
Ps Put this in your back pocket for now.
https://legalbeagles.info/forums/for...echa-Jan-2011=Last edited by charitynjw; 26th March 2019, 12:10:PM.CAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John SedgwickComment
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SAR them? I probably did CCA the OC at some point though these documents are long gone in a house-shuffle. My idea is to make this solicitor firm do the work. They have not stipulated which Cabot company owns this account nor have they sent any copy of an agreement. A very lazy effort, indeed. Part of me thinks they're not going to bother with the agreement and just try drag me into court.Originally posted by charitynjw View PostComment
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If it were me I'd CCA s78 them again.Originally posted by Captain Haddock View Post
The 'protection' it can afford is priceless.
& what else can you buy for a quid nowadays that's worth having?CAVEAT LECTOR
This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)
You and I do not see things as they are. We see things as we are.
Cohen, Herb
There is danger when a man throws his tongue into high gear before he
gets his brain a-going.
Phelps, C. C.
"They couldn't hit an elephant at this distance!"
The last words of John SedgwickComment
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
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If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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