Reply from Cabot - can anyone help/advise

[LJL]

Re: Reply from Cabot - can anyone help/advise

I think your best course of action at this point is send a Subject Access Request SAR)to the original creditor together with the £10.00 statutory fee, this should get all the data the creditor hold on you/the account.

nem

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The default would have been registered by the original creditor this must remain the same after a debt is sold. You have defaulted the original agreement.

nem

Thanks for everyone's replies. What do I do after sending the SAR?

[warwick65]

Re: Reply from Cabot - can anyone help/advise

Do you agree that the date of default now is the actual date the original creditor used?

If so, I see little point in sending a SAR at this point.

Credit scores in themselves are a construct of the industry so we sign up and pay to monitor them.

If the dates are correct there is little you can do, if they are not carefully word and raise a complaint with cabot if its causing you problems but generally I say let sleeping dogs lie until they are Statute barred

[LJL]

Re: Reply from Cabot - can anyone help/advise

OK, Thanks warwick65

[nemesis45]

Re: Reply from Cabot - can anyone help/advise

Thanks for everyone's replies. What do I do after sending the SAR?

There's doubt about the issue of a DN and or a notice of assignment, the SAR will keep you ahead on documentation .

Doubt of a " proper" assignment, not entirely sure the default date is correct? SAR.

nem