Small claims - trader-legal home insurance

[des8]

Have you received his defence yet?
Presumably when you mention responding to that defence you are thinking about your witness statement?

Have you looked at these guides:
https://www.judiciary.uk/wp-content/..._in_Person.pdf
https://www.judiciary.uk/wp-content/...+web+FINAL.pdf

[Sotired]

To update you. The company, which is limited, appear bit to have put a defence in, even though they said they would. I have now filled out a judgement form, and the wait time is quite long for the courts to deal with this.

I am surprised no defence, but I'm sure once the read over all the correspondence, they would want to avoid going to court, they also lied! Now my concern is , knoeing how they are, I can't see them paying it. The court say they cannot make them. Can please tell me what my options would be, if I find myself in this situation. Probably April time.

[des8]

there are different steps one can take to enforce a judgment.

Is the defendant a limited company?

[Sotired]

Hi. Yes they are a limited company. Sorry for earlier typos!

[des8]

For starters: https://www.gov.uk/make-court-claim-...rce-a-judgment

[Sotired]

Thanks for that, will check this out and keep in touch when I know what is happening.

[Sotired]

To check any other fees I may have to pay the court,, enforcement etc can I add this to the ccj. And claim any interest for delays?

[des8]

Court fees are added to your claim when submitted
Enforcement fees are also auto added if you instruct enforcement officers

[Sotired]

Thanks again for your help with this. I'll post any updates when i hear back from the courts. Unfortunately, it will be a while

[Sotired]

Hi there, I have now received judgement by the court. The company has 30 days to pay. I would be very surprised if I get it. Can I request direct to them how I would like it paying? Bank transfer etc.?

[des8]

Send the Company copy of the judgment (they may not have received their copy ) and ask them to pay in whichever way you prefer.
Of course they may just send a cheque so they have easy proof of payment for themselves!

Enforcement methods as per link in post 20 if they fail to pay

Congrats on the win

[Sotired]

Thank your for your help, I think i will send them a copy of judgement thanks and put down how I want to be paid. I haven't got it yet so I don't want to get my hopes up too soon. I'll update you though.

I do have another small claims to do, another trradesman. This is not straightforward, as the guy is now on an IVA, they won't accept my details until i get a ccj. I may not get anything at all, the court fee is expensive but I'm hoping if the guy gets a ccj, he will get a bad credit rating

[des8]

Regarding this other claim have you approached the IP?
If this is a post IVA claim I believe you aren't bound by its terms and can proceed against him

But this isn't my scene so might be worth starting a new thread about it.

[Sotired]

@des8
what section should I post about IVA please.

[des8]

I'd start the new thread in the same forum as your current thread