don't understand clarification I've to provide For claim against bank

[typoi]

Well I've filed a small claim in Scotland using the Simple procedure , equivalent to English small claims, and I've been asked by the sheriff to clarify something in legal jargon which i don't understand.*
I’ve filed a simple procedure action against a bank at Glasgow sheriff court, claiming £60 for lost interest, £2 for underpayments of interest, £30 for a Chaps payment. The sheriff has written to me asking me to clarify*the Legal basis on which I say the sums sued for are due. Can someone explain what this would be? Thank you

*

[Amethyst]

What instigated your claim ? Was a payment in to your account mislaid ?

[typoi]

What instigated your claim ? Was a payment in to your account mislaid ?

â€Thank you for responding.

There are 3 parts to my claim, without going into detail, these are,
1. The bank made it difficult for me to withdraw my money so I lost interest I would have got with another bank
2. The bank underpaid interest I was due
3. A Payment I made at the bank to my electric supplier was not processed correctly by the bank and the supplier didn’t receive it to my electric account

I can provide more detail if needed
thanks again‹

*

[typoi]

Hi, can anyone help me with this please? The sheriff has also asked me and the bank to try to resolve the issue before setting a hearing and I’ve arranged a phone call with the bank on Friday, so any advice before then would be appreciated

[jaguarsuk]

Thank you for responding.

There are 3 parts to my claim, without going into detail, these are,
1. The bank made it difficult for me to withdraw my money so I lost interest I would have got with another bank
2. The bank underpaid interest I was due
3. A Payment I made at the bank to my electric supplier was not processed correctly by the bank and the supplier didn’t receive it to my electric account

I can provide more detail if needed
thanks again‹

All of this will be covered by the contract you have entered into with the bank and it's terms. The legal basis of the claim in breach of contract based on those terms.

You will need to prove that the bank entered into specific terms of performance regards the withdrawals, that the interest rate you were paid differed from the contractually agreed one and that you suffered a loss due to the payment not being processed.

Hi, can anyone help me with this please? The sheriff has also asked me and the bank to try to resolve the issue before setting a hearing and I’ve arranged a phone call with the bank on Friday, so any advice before then would be appreciated

This isn't uncommon as ideally you don't want to go to court.