okay recieved a ccj claim pack lowells / provident sent requests for info never recieved anything sent my 1.00 cheque back and no info.
since then i filed an unjust order which has been ACEPTED BY MY LOCAL COUNTY COURT STAYING IT WILL BE STOOD UNTILL XX/XX/XXXX
since then lowells solicitors have come back with copy of agreement , redacted deed of assignemnet ,notice of assignemnet from both aassignor and claimant ,they then stated for clarity the claimant confirms no credit or debit of any sort was was applied to the assigned balance after assignment say for the limited interest and fixed costs and fees shown on the claim form. The claimant further confirms that no default notice will be relied upon since the agreement giving rise to the debt was a fixed term agreement the full term of which had expired before any attempt to enforce.
i always thought a default notice had to be there to enable someone to be aware they have defaulted and that debt collectors needed this anyway feeling like im over a barrel any help would be great .
since then i filed an unjust order which has been ACEPTED BY MY LOCAL COUNTY COURT STAYING IT WILL BE STOOD UNTILL XX/XX/XXXX
since then lowells solicitors have come back with copy of agreement , redacted deed of assignemnet ,notice of assignemnet from both aassignor and claimant ,they then stated for clarity the claimant confirms no credit or debit of any sort was was applied to the assigned balance after assignment say for the limited interest and fixed costs and fees shown on the claim form. The claimant further confirms that no default notice will be relied upon since the agreement giving rise to the debt was a fixed term agreement the full term of which had expired before any attempt to enforce.
i always thought a default notice had to be there to enable someone to be aware they have defaulted and that debt collectors needed this anyway feeling like im over a barrel any help would be great .
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