Hi
Not sure if this is the right forum but here goes. Mods please move it if now...
My son was involved in a car accident in Germany.
Its actually a very long story but in essence the German driver was extensively exceeding the speed limit and on the wrong side of the road seemingly out of control. My son took evasive action and was hit by the german drivers car who turned into them at the last minute.
My son was in my car as a named driver and I paid fully comprehensive insurance.
Sadly Esure have a clause in their terms and conditions that require you to inform them if you go abroad and effectively reduce your cover to the minimum required in the country you have the accident in.
So we have lost the money for my car as the German driver is trying to make a claim against my son.
Biggest problem is everything is in German and they refuse to reply in English.
The Police took 1000 Euros from my son and they insisted it was in cash.
He has received some paper work which is in German but seems to say he is being fined for being on the wrong side of the road... {100 Euros Plus costs 28.50 Euros}.which he does not deny but with over a ton of metal hurtling at you over 120 MPH and a barrier to your right I guess most would actually take evasive action.
Anyway no one will tell us how to proceed with disputing the fine and no one will reply to his emails asking if this will be taken from the 1000 Euros he has given them as a bond...or does he have to pay more money and hope he gets his 1000 Euros back at some stage ..................in fact they are completely useless and a perfect example of why being in Europe is a joke.
Please can any one advice me how to proceed.
Regards Andy T
Not sure if this is the right forum but here goes. Mods please move it if now...
My son was involved in a car accident in Germany.
Its actually a very long story but in essence the German driver was extensively exceeding the speed limit and on the wrong side of the road seemingly out of control. My son took evasive action and was hit by the german drivers car who turned into them at the last minute.
My son was in my car as a named driver and I paid fully comprehensive insurance.
Sadly Esure have a clause in their terms and conditions that require you to inform them if you go abroad and effectively reduce your cover to the minimum required in the country you have the accident in.
So we have lost the money for my car as the German driver is trying to make a claim against my son.
Biggest problem is everything is in German and they refuse to reply in English.
The Police took 1000 Euros from my son and they insisted it was in cash.
He has received some paper work which is in German but seems to say he is being fined for being on the wrong side of the road... {100 Euros Plus costs 28.50 Euros}.which he does not deny but with over a ton of metal hurtling at you over 120 MPH and a barrier to your right I guess most would actually take evasive action.
Anyway no one will tell us how to proceed with disputing the fine and no one will reply to his emails asking if this will be taken from the 1000 Euros he has given them as a bond...or does he have to pay more money and hope he gets his 1000 Euros back at some stage ..................in fact they are completely useless and a perfect example of why being in Europe is a joke.
Please can any one advice me how to proceed.
Regards Andy T
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