Court Claim - lowell portfolio / lloyds bank - 12-12-2014

[Darren Smith]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

lol will the court agree im only asking for clarification of what account it was i had with them . the fact the address is wrong worries me so why would i pay money for a product to which they are saying i took out at a address ive never taken out at my current address . if they show me the documents il pay no problem .

[nemesis45]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

If the address on the document is not that was at the time of signing it's unenforceable.

nem

[Darren Smith]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

i took out lloyds stuff when was married around 2007 time id say
got divorced in 2009
lloyds dont hold records of accounts
i was ill with depression and didnt get all my documents as i didnt live there .
i moved in 2009 twice
then again in 2012
and im still in the same house
since 2012 theyre saying i took the debt out at this current address
although the default on my credit record is dated back to 2009 time
so i dont know what product they are on about .

[Darren Smith]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

Got a letter from bryan carter today stating that
we write further to your letter dated 10th march 2015
we confirm we are seeking further instructions from our client and will revert back to you in due course
bryan carter

doe this mean they are giving up ??? or a strong sign they are ??

[nemesis45]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

Never can tell with Lowell!
Just keep a careful eye on everything.

nem

[Darren Smith]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

Hi I had a letter from the court saying tht they have lost my questionaire and i have just moved and lost the piece of paper they sent . is the best solution to call the court service? where are they based ?

[nemesis45]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

Hi I had a letter from the court saying tht they have lost my questionaire and i have just moved and lost the piece of paper they sent . is the best solution to call the court service? where are they based ?

You send it to the court that you sent the first on to.
nem

- - - Updated - - -

Hi I had a letter from the court saying tht they have lost my questionaire and i have just moved and lost the piece of paper they sent . is the best solution to call the court service? where are they based ?

You send it to the court that you sent the first on to.
nem

[Darren Smith]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

Hi I have received a notice of allocation to the small claims trach (hearing )dated 28th may
says its ordered that
1. the claim be allocated to the small claims track
2. all further proceedings be stayed until 28th july 2015 and the claim be referred to the small claims mediation service
3.By the 28th of july 2015 the claimant shall inform the the court as to the outcome of the mediation
4.Take notice that pursuant of part 3.3(5) and (6) of the civil procedure rules a party affected by this order may apply to have it set aside ,varied of stayed ; such an application to be made within 7 days after the date on which it is served on the party making the application

Having considered the papers in your case , the court believes that your case is suitable for mediation this is a very simple process and designed to give you the opportunity to resolve your dispute without having to attend a court hearing . You are therefore encouraged to contact the small claims mediation service to arrange a mediation appointment
The mediation service is free
Mediation appointments are conducted by telephone and do not involve having to attend court
the mediation appointment is limited to one hour is confidential and can be done anytime upto ten working days befire the final hearing further information can be obtained at www.gov.uk
to accepth the offer of this service and arrange your mediation appointment both parties should contact hmcts by phone or email........ withing 7 days of this order .......
please note if both confirm they want to mediate the mediation service will contact you to arrange a appointment

So what does this mean ???
As i already pointed out i could not mediate when i tried to make an appointment last time as they had not provided me with a copy of the relavant information . They couldnt even provide me with the correct details of the account
so what do i need to do now ?

[enaid]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

Bump

[nemesis45]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

Bump

Done

[nemesis45]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

Hi,

The court will expect documents to have been disclosed in the interim, but with Lowell
prone to leaving everything to the very last minute I would be very much minded to write
to the judge who made this order requesting that the court should order disclosure of the
data requested within 7/14 days so that the mediation appointment will not be wasted, and
that if Lowell does not respond in time the claim be struck out.

nem

[Darren Smith]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

Done

What does that mean ?

[enaid]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

What does that mean ?

I bumped your thread so it would be seen and Nemesis has now replied to you hence 'done'

[nemesis45]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

What does that mean ?

Response to enaid re the " Bump" for attention.

nem

[Darren Smith]

Re: Court Claim - lowell portfolio / lloyds bank - 12-12-2014

Hi are you saying that the court would have expected that lowell/brian carter would have given me the documents supporting their claim by now ?
we wrote to miss tute who we never got a reply from
brian carter have been providing the wrong addresses of where the account was opened and cant even tell me what the account was !9addresses of where i lived but not where i have taken out any lloyds product )
I already said i couldnt mediate as they had not provided me with the correct information of the claim

I think everything is in this thread
What roughly should i write to the judge nem ?