Claim Form for over £16,000 - PLEASE can someone help/assist

[Lloyd323]

Simply ask. Always put it in writing: 21st century communication methods are acceptable.

Well, I am currently skeptical of 21st century communication with these as I still have not had a response about an extension since emailing them yesterday, nearly 24 hours have past & the office will be closed soon.

Do they legally have a time limit to respond? They know full well time is of the essence for me so it feels as if they are dragging it out on purpose.

[atticus]

You may ask yourself why you left it so late to make the request. Lawyers do not jump to the "reply all" button the moment some defendant sends an email.

[echat11]

Well, I am currently skeptical of 21st century communication with these as I still have not had a response about an extension since emailing them yesterday, nearly 24 hours have past & the office will be closed soon.

Do they legally have a time limit to respond? They know full well time is of the essence for me so it feels as if they are dragging it out on purpose.

Follow up with a call.

[Lloyd323]

You may ask yourself why you left it so late to make the request. Lawyers do not jump to the "reply all" button the moment some defendant sends an email.

So legally do they even have to respond? If so how long?

I want to ask about the signature but have a feeling if I ask before I get this answer it will lower my chances. But hey, what do I know? I don't know how the system works.

Follow up with a call.

I have sent a second email with the company email also added in this time. If I hear nothing I will call before office hours ends today.

[atticus]

If you do not receive a reply in time, you should apply to the court for an extension.

[Lloyd323]

I'm going to lay everything out hear so it may be a few questions. All help appreciated.

So I phoned to Solaris law. Ironically enough my handler has just got back from leave today & is catching up on her emails so I will "probably" will get a reply by the end of the week. Meaning I will get one next week. So on that note how do I apply to the courts for an extension?


As you all know I have been very thankful for all your help but I also feel as if I am being a burden with all my questions all the time. So can anyone provide me details of a Solicitor who may be willing to take this on & have good knowledge with court claims. I am happy to pay what ever it takes. Happy to phone for communication. Wether it's someone on this forum or someone you can suggest or know. Feel free to private message me.


In the mean time whilst I'm looking for the above, I would like to work on this Defense. Now i'm going to be completely honest. I don't have a Scooby Doo what i'm adding or not adding in the link one of you guys provided me. Can you possibly input what "numbers" I should keep in the link below & also what I should add that may not be there?

https://legalbeagles.info/library/gu...-court-claims/

[atticus]

You should be looking for a decent commercial litigation solicitor in your area.

You apply to the court using an application notice (form N244). You will have to pay a fee. Here's more: https://www.gov.uk/government/public...ication-notice

I am going to be frank now. If the guarantee is valid, you are most unlikely to have a defence that can succeed. This is why I have been wanting to see the guarantee and have been pushing you for details. Sometimes those details yield grounds to challenge the validity of the guarantee, but so far I have seen nothing useful.

You need to be aware that if you lose the case, as it is for more than £10,000 you are likely to be ordered also to pay the claimant's legal costs. You may be wiser to look for a damage limitation strategy, seeking to settle on the best available terms. I think I may have said this before. (Edit - I did, on page 1)

[Lloyd323]

I have an update.

The first being we have an extension which is great news.

The second is I sent a letter asking as you mentioned:



"Can you please explain:

1. Whether the documents where signed

2. How the documents where signed"


Now something to bear in mind when i requested the agreement, guarantee & other document they was send within a few days!

I requested this signature information on 02/07/2024 & I have had no response.

Something tells me you may be onto something & are seeing a glimmer of hope.

So first of all thank you for suggesting this and secondly do they have a time limit to reply to this (already been 9 days)?

Do I push & ask again whilst also pointing out how long they have taken? Or do I now hit them with another letter of something else explaining their dutys to provide the information or the contracts void? If that is the case?

[atticus]

I would send a further letter pressing for a reply.

NB I will only see a glimmer of hope if you get information that suggests that the creditor may have slipped up somewhere. You do not yet have that, and may not. But stones have to be turned over, to see whether anything useful can be found.