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Help Needed! Lantern Debt Recovery / Moriarty Law Court Claim

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  • Help Needed! Lantern Debt Recovery / Moriarty Law Court Claim

    Hi all, any help on the below would be much appreciated. Iíve just recieved the below from Northampton County Court:

    claimant: Lantern Debt Recovery
    correspondane address: Moriarty Law

    particulars of claim:

    ďThe defendant owes the claimant £792.15 under a regulated loan agreement with Active Securities Limited also known as Active Securities Ltd T/AS 24/7 Money Box dated 14/11/2017 and which was assigned to the claimant on 31/12/2021 and notice of which was given to the defendant on the 31/12/2021 (debt). Despite formal demand for payment of the debt the defendant has failed to pay and the claimant claims £792.15 and further claims interest thereon pursuant to section 69 of the county court act 1984 limited to one year to the date hereof at the rate of 0.00% per annum amounting to £0.00Ē

    amount claimed: £792.15
    court fee: £70
    legal representative fee: £70
    total amount £932.15

    Now I have recieved (and perhaps foolishly) ignored letters from Moriarty Law for this money but have recieved nothing from the original lender to say that this debt has now been passed on to Lantern/Moriarty. Also there are zero details in the claim about the original amount borrowed etc. Would this give me grounds for defence?

    Iíve acknowledged the claim letter straight away with the court and disputed the full amount of the claim so I have approximately 29 days now to submit defence but Iím not at a loss as to the best steps to take, any advice here would be much appreciated.

    Tags: None

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Pre-Action Letters
First Steps
Check dates
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Witness Statements
Directions Questionnaire
Statute Barred Letter

If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service

Defend Claim - within 28 days from Service (IF you acknowledged in time)

If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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