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Overdales Lowell County Court Claim Form Received

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  • Overdales Lowell County Court Claim Form Received

    Hey guys mew to all this, a little bit worried about receiving a claim form. Filled out this from a previous thread. Numbers Adjusted to suit.

    Received a claim? Yes

    Issue Date: 26/09/2022

    have you Acknowledged the Claim?: Yes Via Web today

    Total Amount Claimed : 4500

    Claimantís Name: Lowell Portfolio LTD

    Solicitors Firm: overdales solicitors

    Original Creditor: JD Williams Capital one

    Original Debt (eg. ENERGY) : Credit card & Catalogue

    Particulars of Claim:

    1)The Claim comprises the following

    Agreements the Defendant entered into:
    • J D Williams & Company Limited with reference xxxxxx and current balance of £1500
    • Capital One (Europe) plc
    with reference xxxxxxxx and current balance of £3000

    The Agreements were terminated as payments were not maintained and subsequently assigned to the Claimant.

    And the Claimant claims:
    • The total of the said sums being £4500
    • Interest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, but limited to one year, being £400*
    • Costs
    Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): no

    List any letters you have sent (eg: CPR /SAR):

    Written out CCA and looking into the CPR request

    Sent a prove it letter a month ago the reply which only gave reference and no further information, the letter I recieved said I did not provide any reasoning as to why I dispute the account, and asked me to provide evidence in return.

    Any Other Information or Background Details: debt stopped repaying during covid
    Tags: None

  • #2
    Hey guys Iíve followed the steps on this website and they havenít sent me the forms and documentation as requested and itís very close to the date the defence is submitted.

    how can I word it? Iíll have a look at other examples too but help would be greatly appreciated.


    • #3
      on such a date a request for xxxx made no response received


      • #4
        Hey guys in need of some urgent help

        got my mediation appointment soon and only just received last bits from the claimant.

        I have received and unsigned and undated credit agreement from them. Whatís best to do in this situation?

        For the same account I have only received a spreadsheet of letters sent rather than any letters listed in my defence.

        the other account has all the information requested.

        I just need to know what action and path to take. Again massively appreciate the help, thanks.


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        Pre-Action Letters
        First Steps
        Check dates
        Acknowledge Claim
        CCA Request
        CPR 31.14 Request
        Subject Access Request Letter
        Example Defence
        Set Aside Application
        Witness Statements
        Directions Questionnaire
        Statute Barred Letter

        If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.

        NOTE: If you receive a court claim note these dates in your calendar ...
        Acknowledge Claim - within 14 days from Service

        Defend Claim - within 28 days from Service (IF you acknowledged in time)

        If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.

        We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
        If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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