Overdales Lowell County Court Claim Form Received

[Freshtothis]

Hey guys mew to all this, a little bit worried about receiving a claim form. Filled out this from a previous thread. Numbers Adjusted to suit.


Received a claim? Yes

Issue Date: 26/09/2022

have you Acknowledged the Claim?: Yes Via Web today

Total Amount Claimed : 4500

Claimant’s Name: Lowell Portfolio LTD

Solicitors Firm: overdales solicitors

Original Creditor: JD Williams Capital one

Original Debt (eg. ENERGY) : Credit card & Catalogue

Particulars of Claim:

1)The Claim comprises the following

Agreements the Defendant entered into:

• J D Williams & Company Limited with reference xxxxxx and current balance of £1500
• Capital One (Europe) plc

with reference xxxxxxxx and current balance of £3000

The Agreements were terminated as payments were not maintained and subsequently assigned to the Claimant.

And the Claimant claims:

• The total of the said sums being £4500
• Interest pursuant to s69 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue, but limited to one year, being £400*
• Costs

Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): no

List any letters you have sent (eg: CPR /SAR):

Written out CCA and looking into the CPR request

Sent a prove it letter a month ago the reply which only gave reference and no further information, the letter I recieved said I did not provide any reasoning as to why I dispute the account, and asked me to provide evidence in return.

Any Other Information or Background Details: debt stopped repaying during covid

[Freshtothis]

Hey guys I’ve followed the steps on this website and they haven’t sent me the forms and documentation as requested and it’s very close to the date the defence is submitted.

how can I word it? I’ll have a look at other examples too but help would be greatly appreciated.

[MIKE770]

on such a date a request for xxxx made no response received

[Freshtothis]

Hey guys in need of some urgent help

got my mediation appointment soon and only just received last bits from the claimant.

I have received and unsigned and undated credit agreement from them. What’s best to do in this situation?

For the same account I have only received a spreadsheet of letters sent rather than any letters listed in my defence.

the other account has all the information requested.

I just need to know what action and path to take. Again massively appreciate the help, thanks.