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County Court Claim Form Received 😕

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  • County Court Claim Form Received 😕

    Evening all, just looking for some advice , please be nice as I have never had a claim before and is all new to me.

    Today I came home to a claim form from county court business center Northampton regarding an unpaid JD Williams debt of £385.62. with court fees etc £470.62.

    Now I have submitted a complaint of irresponsible lending to the Ombudsman regarding this debt and unfortunately after nearly 3 months has not been looked at as I rang them the other day,

    Now my question is shall I make part payment of this debt (all the money I currently have) and wait for the outcome from the ombudsman, or should I attach my complaint in my defence to the county court? Or would it not be taken into consideration?

    I really don't no what to do please help

    Regards

    Sam
    Tags: None

  • #2
    I would like to add I don't deny the debt , I just believe the credit should of never of been given hence the complainant to the ombudsman

    Comment


    • #3
      First Steps read this 1st
      Check dates

      Acknowledge Claim = Defend all (no defence at this stage)
      Last edited by MIKE770; 7th September 2019, 20:47:PM.

      Comment


      • #4

        CCA Request enclose £1.00 postal order to JD Williams Recorded Delivery keep copy of everything on file now by date
        CPR 31.14 Request;- Request only what is mentioned in the N1 court form claim area send to solicitors who issued claim Recorded Delivery

        Comment


        • #5
          regardless of your 2nd comment follow above, as Ombudsman is just an issue but court is serious at this stage,

          Comment


          • #6
            Many thanks for your reply, I do apologise but I forgot to add the original debt is JD Williams but it is Restons solicitors who have started the court proceedings, could I ask what or why I need to get the CCA request?
            i do apologise for my lack of knowledge to this.

            Regards

            Comment


            • #7

              CCA Request
              enclose £1.00 postal order to JD Williams Recorded Delivery keep copy of everything on file now by date = as stated click on the blue CCA Request and send to JDW


              Click on CPR and send to solicitors as stated in paragraph e above

              Comment


              • #8
                read around the site you will get the idea etc CCA is to see if enforceable or unenforceable under rule, you need to give a lot of info here such as date taken out/last payment/default date

                Comment


                • #9
                  Many thanks

                  Comment


                  • #10
                    Right claim acknowledged as stated above and both requests sent to original creditor and solicitors
                    what's next? Am I just waiting for replies now?

                    Thanks

                    Sam

                    Comment


                    • #11
                      For now, but keep an eye on the date your defence is due by ( 33 days from the issue date printed on the form) as that needs to be filed on time unless the claimant comes back and specifically agrees to an extension under CPR 15
                      “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

                      Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                      Received a Court Claim? Read >>>>> First Steps

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                      Find Solicitors offering fixed fees on our sister site - JustBeagle.com

                      Comment


                      • #12
                        Example Defence start to do this one BUT await to update and send 48hrs before latest date to return to court (stops them trying to trash a defence before they submit there's)

                        Comment


                        • #13
                          Hi all received a letter from the solicitors and they pritty much replied with they won't be providing anything I shouldn't need anything as i would of received statements and default notices. Not heard from JD Williams yet. What now?

                          ​​​​​

                          Comment


                          • #14
                            your defence will quote the letter stating the cpr request etc has not been complied with.

                            Comment


                            • #15
                              Many thanks , I'm sorry about how little I no about the process , all new to me many thanks for your reply

                              Comment

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                              SHORTCUTS

                              Pre-Action Letters
                              First Steps
                              Check dates
                              Income/Expenditure
                              Acknowledge Claim
                              CCA Request
                              CPR 31.14 Request
                              Subject Access Request Letter
                              Example Defence
                              Set Aside Application
                              Witness Statements
                              Directions Questionnaire



                              If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.


                              NOTE: If you receive a court claim note these dates in your calendar ...
                              Acknowledge Claim - within 14 days from Service

                              Defend Claim - within 28 days from Service (IF you acknowledged in time)

                              If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.




                              We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
                              If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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