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Private car sale to trader - received court claim

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  • Private car sale to trader - received court claim

    Hi,

    I sold a car privately on 31/07 to an individual who is a trader. They took the car for a test drive of at least 7 miles with them driving, testing the performance and features of the car, and visually inspected the car both before and after this test drive. No issues were remarked upon during the test drive or at any other point during the transaction. The V5C was filled out in the name of his company, he paid directly into my bank account and drove away.

    Approximately 1.5 hours later (approx 30 miles according to location mentioned) I received a text from the buyer saying that he had heard a "whining" noise coming from the car. He said he believed it to be a bearing problem in the rear diff, and started quoting me general prices in the thousands it would cost to repair if he was correct. When I asked why this whine wasn't evident during the test drive he suggested that it only became apparent on "fresh road surfaces". Not being mechanically minded myself I took much of what he was saying as gospel, and suggested that he take it in to a main dealer to work out what's what.

    A few days later he texted me to say that he had taken it to his local main dealer who confirmed a fault with the rear diff due to low oil. Initially this was blamed on the car manufacturer (specifically the main dealer where I took the car) for previous warranty work in the proximate area, so I facilitated him speaking to where I had previously taken it for all servicing as a courtesy (i.e. I phoned them to tell them they could speak to him with my authority about servicing and maintenance work that had been done in the past on the car). Again, because I am not mechanically minded I was taking what he was saying in text about them being responsible as authoritative. On more than one occasion at this point he said in text that he did not believe I was to blame or that I knew of the fault.

    Eventually, a few days later, he texted again to say that the diff had been diagnosed by the main dealer as "being shot", with a quote to repair of over £5000. At this point he said that the main dealer had told him that they are not responsible, so he said that it was only fair that he got a contribution from me, and that if I failed to do so he would go legal.

    I replied saying that I was not aware of the fault at the point of sale, the statements made about the car were made from the position of a private individual with no mechanical expertise who took the car to the main dealer for everything, which was evidenced by the full service history with no expense spared. I pointed out that he had every opportunity to request a full mechanical inspection before purchase but chose not to, and that we went on an extended test drive where I did not inhibit what functions or features of the car were tested, and no such fault or any other was identified then. I also said that there was no manufacturer warranty in place (as was explicitly said on the test drive) and that as a private sale there was no warranty from me as it was implied sold as seen.

    That was my last communcation with him, as at this point with the threat of legal action I considered it imprudent to continue our dialogue.

    I received a money claim form in the post on 17/08, for nearly £4000 (including claim form fee). I did not receive any pre-action letter. I have acknowleged the claim online, and responded to say that I rejected the claim in full. I have not yet filed my defence.

    His claim makes reference to the fact that I had said that I did not believe there would be anything to pay until the next MOT, but this was said in the context of scheduled maintenance (the car had been serviced earlier in the year, with 4 new tyres, and MOT was not due until the end of the year) and that I initially said in a text that he'd have to get it looked at and we'd have to work out what was wrong, but this was again in the context of him blaming the main dealer where I had previously taken the car for fault.

    From my perspective I sold the car 100% in good faith as a private individual without knowledge of any fault. I have got some initial legal advice and been told that the cost to defend it with legal help would eclipse the claim cost, and the solicitor said they believed that is why these claims are effective as a means to essentially "get more money" from a sale.

    In terms of my statements about not believing the car would need money spending on it until the next MOT - obviously it would be impossible for anyone, especially a layperson such as myself, to be able to guarantee or say with any authority that a vehicle would not break down or develop a fault at any time. The statement was strictly made in the context of the next scheduled expenditure - an MOT. Regards the comments about him taking it in to get diagnosed and working out what's what from there - that was a statement about needing to find out exactly what was wrong, in context of him initially blaming the main dealer for causing the fault.

    I have not seen or heard evidence of this fault myself, I only have the claimant's word that it is/was there. I have not seen a report of the fault nor an invoice for repair.

    The solicitor said colloquially that "he doesn't have a leg to stand on" as a trader buying a car from me as a private individual, but nevertheless I'm looking down the barrel of a several thousand pound claim and am keen to get some advice, etc. Whilst I feel my case is strong I have also been led to believe that in Small Claims Track when you're in front of a judge any outcome is possible. There are some other factors which I believe are in my favour or at least cast doubt on the integrity of the claimant that I have not mentioned because to do so would make it more identifiable.

    Thanks in advance for any help or advice given
    Tags: None

  • #2


    Basically agree with your solicitor, but before commenting directly on the claim we will need to see the Particulars of Claim

    Comment


    • #3
      Thanks. What should I do - write out the exact claim? Won't that uniquely identify the case?

      Comment


      • #4
        Originally posted by DTrebor View Post
        Thanks. What should I do - write out the exact claim? Won't that uniquely identify the case?
        Probably in this case it is best to post his name.

        I bet you he has a habit of producing such claims & I without a doubt suggest to you any works quoted would be by a mate of his.

        You are not & have never been a trader I take it?

        Comment


        • #5
          Never been a trader. I've sold I believe 4 cars in the past 25 years, all privately, all without issue until this one. Every car I've owned I've taken to the main dealer for all servicing and maintenance work.

          What you've said about the likelihood of a fabricated invoice appearing is what the solicitor suggested in my initial consultation. I don't know how I would refute that really, or how much weight it would have bearing in mind I am a private individual?

          Comment


          • #6
            Post a full copy of the claim. Delete your details but I suggest you leave his on it if you want.

            I have just PMd you.

            Comment


            • #7
              Agree with previous postings.
              IMO anyway you have a complete defence in that this was a private sale and the principle of caveat emptor applies.
              Besides which as a trader he had and took advantage of the opportunity to examine the purchase prior to buying.

              Could perhaps invite the court exercise their right to give summary judgment against the claimant as that party has no real prospect of succeeding on his claim, but wait to see claim details.

              Comment


              • #8
                Just a quick question. Did it have full service history dealer or private? IE a stamped up service book inline & in full order?

                Just checked & he IS advertising it as FULL ******* (Main dealer) SERVICE HISTORY.

                IE everything was done to manufacturers specification so any fluids were checked & topped up in the correct manner by the specialists.

                What a naughty little bugger. Make sure you have the ebay screenshot showing he is listing it as FULL manufacturers SERVICE HISTORY
                Last edited by GBExile; 22nd August 2019, 20:42:PM.

                Comment


                • #9
                  Another nail in his coffin:

                  "The Previous Owner Spared No Expense Maintaining This Car Religiously & Only Went To ********* (aka main dealer) To Have Everything Done".- He praises you.

                  "S-Tronic Just Serviced At ****** ******." - I presume I am right in thinking the S-Tronic is the paddles & gearbox & not the diffs? (This guy is not clever at all)

                  Comment


                  • #10
                    Yes it had a full service history from the main dealer. Not stamped (service book is electronic) but invoices for every bit of work provided.

                    Regarding the "S-Tronic Just Serviced" - yes, this is the paddles/gearbox, not the diff, although I'm not aware of this needing any kind of specific service.
                    Last edited by DTrebor; 23rd August 2019, 10:27:AM. Reason: Couldn't edit on phone

                    Comment


                    • #11
                      If there was something wrong, as a trader he should have known, that's how he makes a living.... also as a trader, if you do buy a lemon then it's tough, you take it on the chin and move on to the next one, you can't win them all.

                      Do you know how long he has been trading? Does he trade from home?

                      Comment


                      • #12
                        Ok here are the Particulars of Claim, exactly as it is written (X = my name, MAIN DEALER is the name of the main dealer he alleges he took it to):

                        I bought a car from X for £18500 on the 31/7/2019. After 40 mins of purchasing the vehicle. I reported a noise to him after paying for the vehicle. I have a text from X saying "get it looked at and we can go from there" I booked the vehicle into MAIN DEALER and it has been reported the internal bearing on the rear diff has completely disintegrated with a cost of £3600 to repair. X said to me this vehicle we not need anything doing to it until the next mot before purchasing it. I am now left with a car of great value with a bill not far off £4000 after driving 40 mins after collecting it. I've spoken to X who has made it clear he has no intention of contributing nor paying for the repair of the vehicle.
                        In terms of the Defence, am I just acknowledging each sentence and then agreeing/denying? There is no mention in there of the fact he's a trader, that he bought the car as a trader, that there was a visual inspection and test drive, etc which is important I think. Can I add my own points to my Defence statement or is it limited only to responding to the claim text?

                        Comment


                        • #13
                          OK. Now that gives you a good couple of weeks to work out your defence. Do so in date order no waffling.

                          There are better people on her to help you with a written defence. BUT everything I have PMd or posted you should include. It is all relevant.

                          Give it a go writing it up yourself. Its just date order. Point by point. You have already pretty much written your own defense already. Its just a case of you putting it in order.

                          When you have done it post it up & let us have a look before you send it.

                          Capture everything on screen shots & if you need to scroll down to take another shot to include further detail then do it.

                          No matter how irrelevant you may feel about the tiniest bit of detail cover it.

                          Because if you do not get it all now he will delete it when he finds out what you are doing.

                          Do not talk to the guy, do not email the guy, do not text the guy, Nothing no contact at all.

                          Open all your mail & you must do exactly as the court says for you to do.
                          Last edited by GBExile; 23rd August 2019, 14:40:PM.

                          Comment


                          • #14
                            So to confirm - the Defence is not just about accepting or denying the claims made in the Particulars of Claim, it is about adding everything else you know to be a fact that isn't mentioned? (essentially everything I know to be true).

                            I had assumed that all of the screen shots, etc of pertinent info is stuff I'd use in the Witness Statement, if it got that far. Is it the case that if it is not mentioned now in the Defence that it can't later be introduced?

                            I have been responding to the claim online so far - I'm not sure how I would add screenshots etc to that as from the looks of it its just a single text box field that I have to fill out?

                            Comment


                            • #15
                              Originally posted by DTrebor View Post
                              So to confirm - the Defence is not just about accepting or denying the claims made in the Particulars of Claim, it is about adding everything else you know to be a fact that isn't mentioned? (essentially everything I know to be true).

                              I had assumed that all of the screen shots, etc of pertinent info is stuff I'd use in the Witness Statement, if it got that far. Is it the case that if it is not mentioned now in the Defence that it can't later be introduced?

                              I have been responding to the claim online so far - I'm not sure how I would add screenshots etc to that as from the looks of it its just a single text box field that I have to fill out?
                              Other people on here know better but in this instance I would be filing everything in the first instance via special delivery to court with consequential losses insurance to cover the court case if Royal Mail lost the document & Special or 1st Class recorded to him. And add a counter claim for expenses.

                              The bloke has even published you looked after the car in line with the manufacturers guidelines to their exact specification. .

                              When he reads your full defence I have no doubt he will not continue (but saying that he is an idiot)..

                              There is overwhelming evidence he is trying to rob you via the court & deceive the court & that does not go down well at all.

                              If you post everything we know then no one will disagree on here. But ask them.

                              Comment

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