Hi everyone, I really need some help!
I currently live in Europe and as I don't have particulary frequent contact with my family in the UK it was only today that I learnt that a very concerning letter addressed to me had arrived at my family's house in the UK - from the country court bailiffs and I didn't even know I had a CCJ!
The Bailiffs letter was abit of a surprise and the family member who received the letter only saw it because it bizarrely arrived in an unsealed envelope - could just be a strange oversight by the courier, does seem strange though.
(I've attached a copy of the letter).
After checking Trust Online it turns out that I had a CCJ filed against me in 2017 with regards to an old credit card debt (1900 GBP) - I had no idea about the CCJ until today!
I have no funds to settle the debt, no assets or savings in the UK or anywhere else, and I have no idea what to do!
Could any experts could give me any advice before I contact the court/bailiffs about the order? Couldn't I get the CCJ order put aside as I didn't know anything about it? What approach should I take with the bailiffs? Please help!
I currently live in Europe and as I don't have particulary frequent contact with my family in the UK it was only today that I learnt that a very concerning letter addressed to me had arrived at my family's house in the UK - from the country court bailiffs and I didn't even know I had a CCJ!
The Bailiffs letter was abit of a surprise and the family member who received the letter only saw it because it bizarrely arrived in an unsealed envelope - could just be a strange oversight by the courier, does seem strange though.
(I've attached a copy of the letter).
After checking Trust Online it turns out that I had a CCJ filed against me in 2017 with regards to an old credit card debt (1900 GBP) - I had no idea about the CCJ until today!
I have no funds to settle the debt, no assets or savings in the UK or anywhere else, and I have no idea what to do!
Could any experts could give me any advice before I contact the court/bailiffs about the order? Couldn't I get the CCJ order put aside as I didn't know anything about it? What approach should I take with the bailiffs? Please help!
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