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Lloyd’s sold debt to Intrum

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  • #16
    The terms and conditions do seem to have paragraphs missing ie it may go from paragraph 16 missing 17 and then resumes at 18.5
    is there a full page missing ? ( eg is page 4 missing ?)
    #staysafestayhome

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

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    • #17
      Hi Amethyst
      yes it seems to be missing
      it also seems as though another page is missing as the paragraphs stop at 15.1 and restart at 18.3 don’t really know if this is significant though

      This is the complete paper work I received apart from the front page with Lloyd’s details on reference number and my name and address details

      thank you for your help

      Comment


      • #18
        Hi Amethyst
        yes it seems to be missing
        it also seems as though another page is missing as the paragraphs stop at 15.1 and restart at 18.3 don’t really know if this is significant though
        This is the complete paper work I received apart from the front page with Lloyd’s details on reference number and my name and address details
        thank you for your help

        going back to a previous post of yours you are correct in that it is stating the agreement was terminated in 2007 but they have sent me statements up til 2009 lol def using card after 11/12/2007

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        • #19
          Bump

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          • #20
            Bump

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            • #21
              I'll give Amethyst a nudge for you, BOMBER.
              CAVEAT LECTOR

              This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

              You and I do not see things as they are. We see things as we are.
              Cohen, Herb


              There is danger when a man throws his tongue into high gear before he
              gets his brain a-going.
              Phelps, C. C.


              "They couldn't hit an elephant at this distance!"
              The last words of John Sedgwick

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              • #22
                Hmmm
                going back to a previous post of yours you are correct in that it is stating the agreement was terminated in 2007 but they have sent me statements up til 2009 lol def using card after 11/12/2007
                You've done a Subject Access Request to Lloyds haven't you ? ( if not do )

                Go back to Intrum and tell them the agreement they have sent is not complete, you look forward to receiving the full documents at their convenience, and you have a query over the date of termination - could they provide you with the default and termination notices please.

                Are there definately withdrawals / purchases made after Dec 2007 in those statements? not just payments and charges ? Any sign at all around Dec 2007 of the account being terminated ?

                In that statement of account summary - are the balance and arrears figures the same?
                #staysafestayhome

                Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                Received a Court Claim? Read >>>>> First Steps

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                • #23
                  Bump

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                  • #24
                    What we bumping ?
                    #staysafestayhome

                    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                    Received a Court Claim? Read >>>>> First Steps

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                    • #25
                      Hi Amethyst
                      sorry for the bump lol
                      def withdrawals/ purchases in 2009

                      subject access not yet done

                      statement of account balance and arrears are the same ( these are lower than the debt owed )

                      thanks for your reply

                      in a a previous post I did explain how I come about this agreement so don’t really want to give Intrum any help if you know what I mean

                      Comment


                      • #26
                        SAR will be important so I'd get that in ASAP - https://www.lloydsbank.com/help-guid...-notice.asp#11

                        #staysafestayhome

                        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                        Received a Court Claim? Read >>>>> First Steps

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                        • #27
                          Hi Amethyst
                          i will get SAR sent off

                          do I need to put heading as SAR
                          and then ask them for all the data held on the intrum debt that Lloyd’s sold on but using Lloyd’s ref number

                          As lloyds haven’t at present replied to the s77cca should I ask for the data on this account or wait and see if they come up with the agreement.

                          know it seems a bit confusing but post 9 may help

                          Comment


                          • #28
                            Can use the form from that link if that's quicker - save a stamp Otherwise example letter here https://legalbeagles.info/library/gu...ccess-request/
                            #staysafestayhome

                            Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                            Received a Court Claim? Read >>>>> First Steps

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                            • #29
                              Hi Amethyst so sorry to trouble you again but would you just SAR Lloyd’s for the Intrum debt that the agreement applies to.

                              i do have another debt with Lloyd’s but as yet they haven’t come up with an agreement

                              Comment


                              • #30
                                Hi Amethyst
                                sorry I should of looked at form before posting comment 29
                                l now realise you can SAR individual accounts

                                I have sent SAR of via online form

                                sorry again for being so DUMB


                                Comment

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