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** Discontinued ** Woolfie v Bt Court Claim

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  • #31
    the the defence section 11 and 12 it says

    11. On the 05/08/2018 I sent a formal request for a copy of the original agreement to Lowell Portfolio I Ltd pursuant to section [77 or 78] of the Consumer Credit Act 1974 along with the statutory £1 fee.

    12. The Claimant has failed to comply with [s77 (1) / s 78 (1)] Consumer Credit Act 1974 and by virtue of [s77 (4) / s 78 (6)] Consumer Credit Act 1974 cannot enforce the agreement.

    which do i refer to

    thanks


    Comment


    • #32
      also how do i sign the defence on my computer

      Comment


      • #33
        You have a scanner? Scan your signature, use black pen on very white paper and just scan you signature. The jpg file can either be embedded into the word document or you print to a PDF from word and then use the sign function in Adobe Reader to insert you signature into the document.

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        • #34
          Ok thanks that's fab

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          • #35
            Hi guys just to keep you updated
            I received a letter from HM courts and tribunals service
            pic attachment below
            Attached Files

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            • #36
              Jolly good, it's just telling you the defence has been sent over to the other side and they have 28 days to respond if they wish to proceed If you don't hear within the next month give the court a call and see if it's been put on hold. If you do hear, post up on here
              #staysafestayhome

              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

              Received a Court Claim? Read >>>>> First Steps

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              • #37
                Many thanks I will do

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                • #38
                  Hi everyone

                  update about of CCJ Claim
                  i received a letter from Lowell Solicitor of which I have put here for your attention
                  what is my next step
                  help is much appreciated

                  thanks
                  Attached Files

                  Comment


                  • #39
                    Originally posted by Woolfie842 View Post
                    Hi everyone

                    update about of CCJ Claim
                    i received a letter from Lowell Solicitor of which I have put here for your attention
                    what is my next step
                    help is much appreciated

                    thanks
                    This is them being pushy and you should await the copy of the N180 Directions Questionnaire, then respond in the time scale of the court. In my signature there's a guide to filling it in for when it comes.
                    COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

                    My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

                    Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.

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                    • #40
                      Thanks I will definitely wait for the one from the court

                      so Lowell solicitor is trying to push it forward
                      even tho they have not sent me any documents I have asked for.

                      how do you think this will end
                      any ideas.

                      thanks again

                      Comment


                      • #41
                        Have you had anything off of BT btw ? ( did you send a subject access request ?) And having a read back I can't see, do you have any idea what the debt is ?
                        #staysafestayhome

                        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                        Received a Court Claim? Read >>>>> First Steps

                        Comment


                        • #42
                          Originally posted by Woolfie842 View Post
                          Thanks I will definitely wait for the one from the court

                          so Lowell solicitor is trying to push it forward
                          even tho they have not sent me any documents I have asked for.

                          how do you think this will end
                          any ideas.

                          thanks again
                          It's just standard behaviour from them because people get scared the closer court dates come. These are official looking documents and that can be daunting to some, it's all a game to get you to cough up.
                          COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE

                          My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.

                          Private messages are disabled as help is only offered publicly. I do not come on here in the evening, at weekends or on public holidays.

                          Comment


                          • #43
                            I did send letter to BT and they said this department cannot deal with your request but they have sent to the department that is better suited and should receive a reply within 28 days
                            but not had anything as yet.
                            this debt I believe is for but broadband at an old address of which is at least over 4 or 5 years old but Lowell said on letter they had the debt from last September 2017
                            that date is way out even on noddles the date is wrong

                            Comment


                            • #44
                              Okay they have a little while yet to get the SAR to you. That might shed some more light.

                              Whats the default date showing as on Noddle ?
                              #staysafestayhome

                              Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                              Received a Court Claim? Read >>>>> First Steps

                              Comment


                              • #45
                                I will check now to make sure

                                Comment

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