Notice of Pending Legal Action - Lowell/Cohen Cramer

[savagedoo]

I have received the following, and I'm not sure which letters are applicable to send and how to best proceed, any help would be gratefully received.

As it is a telephone bill, I'm not sure whether a CCA request would be covered, but is it worth trying? Along with sending a CPR 31.14. Do I need to fill out the reply form and return, whilst I wait for a reply from my request or do i sit and see what they send.

I have just checked my credit file, as there were no EE closed or defaulted accounts linked to this debt previously, however now for June 2018 I have an opened, defaulted and settled account with Lowell showing on my credit file.

I'm not quite sure whether any other info would be of use, and I apologise if these questions have been asked/answered in other threads.

Thank you taking time to read this post




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[jaguarsuk]

I have received the following, and I'm not sure which letters are applicable to send and how to best proceed, any help would be gratefully received.

As it is a telephone bill, I'm not sure whether a CCA request would be covered, but is it worth trying? Along with sending a CPR 31.14. Do I need to fill out the reply form and return, whilst I wait for a reply from my request or do i sit and see what they send.

I have just checked my credit file, as there were no EE closed or defaulted accounts linked to this debt previously, however now for June 2018 I have an opened, defaulted and settled account with Lowell showing on my credit file.

I'm not quite sure whether any other info would be of use, and I apologise if these questions have been asked/answered in other threads.

Thank you taking time to read this post

The letters are only for once a claim has been issued, but this is a letter before action.

Return the forms ticking box D and in box I as for copies of:

Agreement between you and original owner
Notice of Default
Notice of Assignment
Deed of Assignment