Hi there,
I have come back off a 2 week holiday and have received a Claim Form from Overdales Solicitors, on behalf of Lowells.
The debt is from an old Next Catalogue I had years ago before I ran in to a few issues and couldn't pay - it defaulted in approximately 2019.
Now I am having a bit of a panic as the Claim Form is dated 14 April. Given the 5 days postage grace this means my 14 days to respond is up today! I have completed an AOS this morning but am trying to find out quickly if there is anything I else I need to do today?
Received a claim? Yes/No: Yes
Issue Date: 14/04/2023
Have you Acknowledged the Claim?: Yes
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000) £3000
Claimant’s Name: Lowell Financial
Solicitors Firm: Overdales Solicitors
Original Creditor: Next
Original Debt (eg. Credit card/Loan/Overdraft) : Store Card
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
The claim is for the sum of £2,522.14 due by the defendant under an agreement regulated by the Consumer Credit Act 1974 for a Next account with a reference of FP485245.
The defendant failed to maintain contractual payments required by the agreements and a default notice was served under s.87(1) of the CCA 1974 which has not been complied with.
The debt was legally assigned to the claimant on 30-06-21, notice of which has been given to the defendant.
The claim includes statutory interest under S.69 of the County Court Act 1984 at a rate of 7% per annum from the date of assignment to the date of issue of these proceedings in the sum of £201.77.
The claimant claims the sum of £2723.91
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): Not sure if statute barred. Last contact was approx 2017/18.
List any letters you have sent (eg: CCA/ CPR ): None yet.
Any Other Information or Background Details:
i am going to go through all of the forums now and check what letters i need to send but any advice appreciated. Thanks in advance - I am having a bit of a meltdown here!
I have come back off a 2 week holiday and have received a Claim Form from Overdales Solicitors, on behalf of Lowells.
The debt is from an old Next Catalogue I had years ago before I ran in to a few issues and couldn't pay - it defaulted in approximately 2019.
Now I am having a bit of a panic as the Claim Form is dated 14 April. Given the 5 days postage grace this means my 14 days to respond is up today! I have completed an AOS this morning but am trying to find out quickly if there is anything I else I need to do today?
Received a claim? Yes/No: Yes
Issue Date: 14/04/2023
Have you Acknowledged the Claim?: Yes
Total Amount Claimed : ( approximately please do NOT use EXACT figure given on the claim form, round up to next £100 or £1000) £3000
Claimant’s Name: Lowell Financial
Solicitors Firm: Overdales Solicitors
Original Creditor: Next
Original Debt (eg. Credit card/Loan/Overdraft) : Store Card
Particulars of Claim: ( Please type out in full excluding names/account numbers/exact amounts ):
The claim is for the sum of £2,522.14 due by the defendant under an agreement regulated by the Consumer Credit Act 1974 for a Next account with a reference of FP485245.
The defendant failed to maintain contractual payments required by the agreements and a default notice was served under s.87(1) of the CCA 1974 which has not been complied with.
The debt was legally assigned to the claimant on 30-06-21, notice of which has been given to the defendant.
The claim includes statutory interest under S.69 of the County Court Act 1984 at a rate of 7% per annum from the date of assignment to the date of issue of these proceedings in the sum of £201.77.
The claimant claims the sum of £2723.91
Is the debt Statute Barred (have you had any contact with the creditor or claimant over the last 6 years?): Not sure if statute barred. Last contact was approx 2017/18.
List any letters you have sent (eg: CCA/ CPR ): None yet.
Any Other Information or Background Details:
i am going to go through all of the forums now and check what letters i need to send but any advice appreciated. Thanks in advance - I am having a bit of a meltdown here!
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