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I got some feedback from the forum on Friday (much appreciated) I had hoped to defend an outstanding credit card debt that I have made no payment towards for over six years on the basis it is now statute barred, I had stated via online Money.gov I would defend it and requested CCA etc from solicitors - the debt co. sent me relevant info. the CCJ claim form is dated 8/3/22 and the data record of the debt states it defaulted on 29/2/16. It looks like the debt co are pretty sure they can win this otherwise why pursue it - It appears to be only because of a matter of days. Do I continue to defend on the SB basis, or admit now liability? What happens either way... never had a CCJ before - can I offer to make a repayment plan before it goes any further - help please!
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how many threads on this subject?? -
was any contact by you in that period of time up to the issue court claim?Comment
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no contact until court claim
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Statute Barred Meaning - National Debtline Charity
Statute Barred Letter if you are 100% sure i.e. 5 years scotland or 6 years england/wales.
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more detail facts be helpfulComment
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The OP's earlier thread: https://legalbeagles.info/forums/for...barred-groundsLawyer (solicitor) - retired from practice, now supervising solicitor in a university law clinic. I do not advise by private message.
Litigants in Person should download and read the Judiciary's handbook for litigants in person: https://www.judiciary.uk/wp-content/..._in_Person.pdfComment
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thanks well time wasting here
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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