CCJ - deciding if worth defending?

[Dappled00]

I got some feedback from the forum on Friday (much appreciated) I had hoped to defend an outstanding credit card debt that I have made no payment towards for over six years on the basis it is now statute barred, I had stated via online Money.gov I would defend it and requested CCA etc from solicitors - the debt co. sent me relevant info. the CCJ claim form is dated 8/3/22 and the data record of the debt states it defaulted on 29/2/16. It looks like the debt co are pretty sure they can win this otherwise why pursue it - It appears to be only because of a matter of days. Do I continue to defend on the SB basis, or admit now liability? What happens either way... never had a CCJ before - can I offer to make a repayment plan before it goes any further - help please!

[MIKE770]

how many threads on this subject??

[MIKE770]

was any contact by you in that period of time up to the issue court claim?

[Dappled00]

no contact until court claim

[MIKE770]

Statute Barred Meaning - National Debtline Charity


Statute Barred Letter if you are 100% sure i.e. 5 years scotland or 6 years england/wales.

[MIKE770]

more detail facts be helpful

[atticus]

The OP's earlier thread: https://legalbeagles.info/forums/for...barred-grounds

[MIKE770]

thanks well time wasting here