Good Morning,
Hope someone can offer me some advice. Basically my former landlord has taken me to court without my knowledge and obtained a CCJ against me. Although this CCJ doesn't appear on my credit file at either my old or new address.
He has applied for an attachment of earnings order. The first I knew about this was when I got a letter in the post saying that I hadn't filled in form N56 and returned it within the timescale and that now this form would be served upon me using a bailiff.
I never got the original N56 form anyway so I didn't do anything just waited for a bailiff to show up and give me a form as that's what the letter said would happen.
However, not to worry, because no bailiff ever turned up - instead the ex-landlord has gone straight to my employer and I get an attachment of earnings order for a value that is way too high for me to afford.
I spoke to citizens advice who told me that I can write a letter to the court and explain what has happened and that the amount is too high and request a redetermination hearing.
This I did. and three weeks later I got a letter from a county court about 50 miles from me saying that upon defendant request for determination it is ordered that pursuant to CPR 23.3(2)(b) this letter is deemed to be an application for review and will be listed for hearing.
I got a letter this morning from my ex-landlords solicitor which says two things that I want to check actually are correct.
Firstly, they are asking for a copy of the letter that I sent to the court as apparently I am obliged to send this to his solicitors this as well - The Citizens advice only told me that I had to write to the court. So is this true?
And secondly, as they say as its a hearing they will request that I pay the costs of their solicitors for attending the hearing.
Again, Surely because I've asked for redetermination they can't ask for even more costs to be added to it?
Please help. as if they take the order out on my next pay day I won't be able to pay my essential bills such as council tax and utilities and i'm worried sick
Thankyou in advance
B
Hope someone can offer me some advice. Basically my former landlord has taken me to court without my knowledge and obtained a CCJ against me. Although this CCJ doesn't appear on my credit file at either my old or new address.
He has applied for an attachment of earnings order. The first I knew about this was when I got a letter in the post saying that I hadn't filled in form N56 and returned it within the timescale and that now this form would be served upon me using a bailiff.
I never got the original N56 form anyway so I didn't do anything just waited for a bailiff to show up and give me a form as that's what the letter said would happen.
However, not to worry, because no bailiff ever turned up - instead the ex-landlord has gone straight to my employer and I get an attachment of earnings order for a value that is way too high for me to afford.
I spoke to citizens advice who told me that I can write a letter to the court and explain what has happened and that the amount is too high and request a redetermination hearing.
This I did. and three weeks later I got a letter from a county court about 50 miles from me saying that upon defendant request for determination it is ordered that pursuant to CPR 23.3(2)(b) this letter is deemed to be an application for review and will be listed for hearing.
I got a letter this morning from my ex-landlords solicitor which says two things that I want to check actually are correct.
Firstly, they are asking for a copy of the letter that I sent to the court as apparently I am obliged to send this to his solicitors this as well - The Citizens advice only told me that I had to write to the court. So is this true?
And secondly, as they say as its a hearing they will request that I pay the costs of their solicitors for attending the hearing.
Again, Surely because I've asked for redetermination they can't ask for even more costs to be added to it?
Please help. as if they take the order out on my next pay day I won't be able to pay my essential bills such as council tax and utilities and i'm worried sick
Thankyou in advance
B
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