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Just received this letter.
Any help would be great
Just received this letter.
Any help would be great
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On the enclosed forms tick box D and then in Box I add "Signed Credit Agreement, Default Notice, Notice of Assignment & Deed of Assignment". This goes to the Solicitors, I'm assuming it's Lowell Solicitors?
CCA Request to Lowell Portfolio 1 Ltd with the £1 Statutory fee and mark the cheque/postal order clearly with "CCA 1974 STATUTORY FEE ONLY."
If they file a claim you'll be sending a different letter to the solicitors on receipt of the claim form and that would be the stage you'd provide them a copy of the CCA letter too.
Vary your signature with an extra line or dot when signing both as we wouldn't your signature finding it's way on to a blank credit agreement conveniently would we?
Next go on to the Subject Access Request Letter guide to send a letter to Home Retail Group Card Services Limited and you want a copy of the signed Credit Agreement, Default Notice, Notice of Assignment, Deed of Assignment, full history of the account you held and any other information they hold of you. They have 30 days to comply with this request.
The reason for this is that if Lowell Portfolio 1 Ltd or their solicitors send you documents you can compare them to those of HRGCS Ltd or if they don't, but tell you they are going to the original creditor then you'll already know whether the documents exists or not.
Take copies of all letters and the cheque/postal order for your records.COMPLETING AN N180 DIRECTIONS QUESTIONNAIRE (SMALL CLAIMS TRACK) GUIDE
My posts here are based on my experience of a variety of life events. I have no formal legal training & if in doubt take professional legal advice or contact CAB. If you follow anything I write here you do so at your own risk & I accept no liability for any loss, costs or other outcomes.
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Hi
We sent the letter and there response was, "Are client is compiling a response to the points you raised in your pre action protocol reply form. You case is on hold and we will provide you with an update in due course. "We have had 3 of these letters a month apart.
What do we do now ?Comment
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Hi all
Any support with this would be nice.Comment
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have they contacted you recently?? or is it may they forever look and not find documents situation? it has been since May request??? do not remind them if they have a problem unless you want them to quickly dig deeper???????
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SHORTCUTS
First Steps
Check dates
Income/Expenditure
Acknowledge Claim
CCA Request
CPR 31.14 Request
Subject Access Request Letter
Example Defence
Set Aside Application
Directions Questionnaire
If you received a court claim and would like some help and support dealing with it, please read the first steps and make a new thread in the forum with as much information as you can.
NOTE: If you receive a court claim note these dates in your calendar ...
Acknowledge Claim - within 14 days from Service
Defend Claim - within 28 days from Service (IF you acknowledged in time)
If you fail to Acknowledge the claim you may have a default judgment awarded against you, likewise, if you fail to enter your defence within 28 days from Service.
We now feature a number of specialist consumer credit debt solicitors on our sister site, JustBeagle.com
If your case is over £10,000 or particularly complex it may be worth a chat with a solicitor, often they will be able to help on a fixed fee or CFA (no win, no fee) basis.
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