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Hello,
This is my first time posting on here, and I need some advice. I originally had a mobile phone with Three Mobile around 2012. Unfortunately as I was at University, and struggling not only with money but mental health, I ended up defaulting on the payments.
Then sometime between 2014/2015 I had a CCJ entered against me, and I agreed to pay back what I was owing and didn't dispute it. I was making the payments to the solicitors, and then around May 2015, that firm had closed down, and it was replaced with another firm. I tried to make payments, but when I logged in it always told me that I had no payments to make, so stupidly I just left it.
Now its 2018, and I've had a letter from Lowell saying I need to make arrangements with them to pay back what is owed. Throughout the letter they say that they are doing this for their client, but on the letter it shows that its Lowell Portfolio I LTD are the client now. I've received nothing from the court saying I have to pay someone else, and now they are saying I need to contact them to arrange a payment plan or their client (themselves) will consider its options to enforce the CCJ which may lead to further legal action. Also, I've noticed that on the CCJ on my credit file and the letter they sent me my last name is spelt incorrectly.
Any information on this would be much appreciated. I have the original court order forms as well, but I've received nothing additional from them to pay this company.
Thank you very much.
Kitty_Poison.
This is my first time posting on here, and I need some advice. I originally had a mobile phone with Three Mobile around 2012. Unfortunately as I was at University, and struggling not only with money but mental health, I ended up defaulting on the payments.
Then sometime between 2014/2015 I had a CCJ entered against me, and I agreed to pay back what I was owing and didn't dispute it. I was making the payments to the solicitors, and then around May 2015, that firm had closed down, and it was replaced with another firm. I tried to make payments, but when I logged in it always told me that I had no payments to make, so stupidly I just left it.
Now its 2018, and I've had a letter from Lowell saying I need to make arrangements with them to pay back what is owed. Throughout the letter they say that they are doing this for their client, but on the letter it shows that its Lowell Portfolio I LTD are the client now. I've received nothing from the court saying I have to pay someone else, and now they are saying I need to contact them to arrange a payment plan or their client (themselves) will consider its options to enforce the CCJ which may lead to further legal action. Also, I've noticed that on the CCJ on my credit file and the letter they sent me my last name is spelt incorrectly.
Any information on this would be much appreciated. I have the original court order forms as well, but I've received nothing additional from them to pay this company.
Thank you very much.
Kitty_Poison.
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