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Good afternoon folks, hope you are all well.
as a recap, we were awarded judgment on a debt of £1500 plus our costs on 20 March 2018. The Judge asked if the Defendant could pay the amount that day, the answer was no they couldn't.
The judge said he wasn't going to order for instalments but it was up to the Defendant to contact me as a matter of urgency to make arrangements to pay and stated that an mutually agreeable repayment plan should be in place and that if by 17 April 2017 this matter wasn't resolved, then a CCJ would be made.
I can't remember what else he said, only inso far as if it wasn't agreed, then a CCJ would be issued.
nothing further was discussed at court and was hopeful,that the Defendant would make an attempt to pay or get in touch.
Today, I received a letter which makes no sense for the majority of it, from the Defendant. the offer is £50 per month for 36 months.
This is outrageous. I am not willing to accept these instalments and be tied to this debt for three years when their disposable income is far fargreater now than when repayments were being made prior to the court proceedings being brought
The Defendant has been promoted (not sure if I believe it or not) in employment, meaning earnings would be around £30k p.a. They have minimal outgoings, not paying any of the mortgage in a jointly owned property or associated household bills!
Does this mean that the Defendant has a CCJ against them at this time or not?
Defendant states (which I don't understand)
"This amount is affordable for myself at this current moment in time and when able additional amounts will be payed (sic) to yourself Mr OB when financially affordable for myself....."
the final paragraph from the Defendant states
"If you are OK with this payment plan would you please contact me so I can arrange a standing order to be set up and the court be notified"
What do I do next. I intend to respond somehow and refuse and copy the court in. Will this look unfavourable to the court by me refusing the insulting offer.
many thanks for any advice.
Ollie B
as a recap, we were awarded judgment on a debt of £1500 plus our costs on 20 March 2018. The Judge asked if the Defendant could pay the amount that day, the answer was no they couldn't.
The judge said he wasn't going to order for instalments but it was up to the Defendant to contact me as a matter of urgency to make arrangements to pay and stated that an mutually agreeable repayment plan should be in place and that if by 17 April 2017 this matter wasn't resolved, then a CCJ would be made.
I can't remember what else he said, only inso far as if it wasn't agreed, then a CCJ would be issued.
nothing further was discussed at court and was hopeful,that the Defendant would make an attempt to pay or get in touch.
Today, I received a letter which makes no sense for the majority of it, from the Defendant. the offer is £50 per month for 36 months.
This is outrageous. I am not willing to accept these instalments and be tied to this debt for three years when their disposable income is far fargreater now than when repayments were being made prior to the court proceedings being brought
The Defendant has been promoted (not sure if I believe it or not) in employment, meaning earnings would be around £30k p.a. They have minimal outgoings, not paying any of the mortgage in a jointly owned property or associated household bills!
Does this mean that the Defendant has a CCJ against them at this time or not?
Defendant states (which I don't understand)
"This amount is affordable for myself at this current moment in time and when able additional amounts will be payed (sic) to yourself Mr OB when financially affordable for myself....."
the final paragraph from the Defendant states
"If you are OK with this payment plan would you please contact me so I can arrange a standing order to be set up and the court be notified"
What do I do next. I intend to respond somehow and refuse and copy the court in. Will this look unfavourable to the court by me refusing the insulting offer.
many thanks for any advice.
Ollie B
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