Re: Duped by Deadseakit.com*LONDON
Just to reiterate, the situation with regard to "recurring payment authority" (this is the means by which DS Marketing Ltd extract money from people's bank/credit card accounts) ... A recurring payment authority (also known as a continuous payment) is not the same as a direct debit. Most banks tell you that it can only be stopped by the company you set it up with. And if you can't contact that company to negotiate a cancellation, it can simply carry on accessing your money via your card details. This is INCORRECT. Since 2009, when the Payment Services Regulations came into being, bank customers can now go direct to their card company and ask them to cancel. See: Payment Services Regulations (Article 67) Here's a scenario from the article in The Guardian (my underlining) ... What if I accidentally signed up for a repeat transaction on my card because it wasn't clear what I was signing up to? Card scheme rules require businesses to be clear in their dealings with customers when it comes to repeat transactions, but in reality this is difficult to enforce, says the UK Cards Association. However, it adds: "If this happens to you, you will be able to get money refunded by your credit card company (be prepared to provide details) as it is not an authorised transaction unless the nature of the commitment was made clear to you." The reason why I underlined ... the FSA adjudication against DS Marketing states that the terms of the extortionately expensive "autorefill programme" were not made clear to the consumers who responded to the "free trial" advert. (Apologies ... for some bizarre I.T reason I'm not able to make paragraphs today ?!!!)
Just to reiterate, the situation with regard to "recurring payment authority" (this is the means by which DS Marketing Ltd extract money from people's bank/credit card accounts) ... A recurring payment authority (also known as a continuous payment) is not the same as a direct debit. Most banks tell you that it can only be stopped by the company you set it up with. And if you can't contact that company to negotiate a cancellation, it can simply carry on accessing your money via your card details. This is INCORRECT. Since 2009, when the Payment Services Regulations came into being, bank customers can now go direct to their card company and ask them to cancel. See: Payment Services Regulations (Article 67) Here's a scenario from the article in The Guardian (my underlining) ... What if I accidentally signed up for a repeat transaction on my card because it wasn't clear what I was signing up to? Card scheme rules require businesses to be clear in their dealings with customers when it comes to repeat transactions, but in reality this is difficult to enforce, says the UK Cards Association. However, it adds: "If this happens to you, you will be able to get money refunded by your credit card company (be prepared to provide details) as it is not an authorised transaction unless the nature of the commitment was made clear to you." The reason why I underlined ... the FSA adjudication against DS Marketing states that the terms of the extortionately expensive "autorefill programme" were not made clear to the consumers who responded to the "free trial" advert. (Apologies ... for some bizarre I.T reason I'm not able to make paragraphs today ?!!!)


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