Hi Everyone,
So - I am being sued by Debenhams through RLP for a grand total of £415.
I had a breakdown recently due to a family member being seriously ill and not being able to do anything about it, I had to take time off work to cope with it and was let go as it went on for longer than they would have liked.
Sadly I don't have any money saved up due to needing to work part time and help my family out.
I was adjusting to being back on medication for manic depressive symptoms sparked off by what was happening in my life.
The thing is, the medication can trigger the symptoms in the first 2 weeks of starting a course of medication.
On this day, I was feeling so worried and stressed I had to get out of the house. I wandered into the town centre and decided to go window shopping.
Being depressed and insecure about being considered good enough for a new job, I wasn't thinking clearly and impulsively picked up some perfumes and eyeshadows as it seemed like I would be more likely to get a job if I had these things. I have never shop lifted before or since this time.
Looking back with hindsight I wish that I could have put myself back in my normal frame of mind but I couldn't and I was out there on my own.
The store staff clocked me and treated like it was there TV moment. I did not resist their intervention at all and was fully compliant. It felt like they took the opportunity to take out their personal anger on me - being physically aggressive and intimidating over the table.
Everything was given back to them in fully resaleable condition, on their own CCTV. At first they said the goods were worth £173, then £273. The police were there but thankfully I was not arrested or cautioned which I am extremely greatly for. The police officer was even hopeful they would drop it.
A week and a half later a letter has dropped through my door claiming I was arrested, that they are charging me £415 - £150 for goods that were allegedly damaged, the rest is for their 20 minutes of time they spent on being abusive to me to be honest with you (this was also on CCTV). He looked like he wanted to take swipes at me. He wouldn't even let me speak. They asked me if I had realised they had put CCTV on that department as if I had been in a thousand times before which I never have. Now it seems they want me to pay for other people's mistakes which I don't deserve to as truly I have never even bee in that store let alone taken anything from it - they would know this if they had checked their CCTV.
Does anyone know how likely it is they will send debt collectors or take me to court? As much as I would like to ignore this, the worry that they could take me to court and make it more expensive is stressful and I'm not sure I could pay the amount within 30 days to them if a judge decides it should cost me this amount or more.
I'm currently on Universal Credit, I have to wait for a while to recover before I can work again, I have £10 a week to feed myself on.
Please help - advice would be greatly appreciated. I'm also wondering if anyone knows what kind of repayment plans they would accept. I can afford about £5 a month right now until I get another job which will take at least 1-2 months.
One moment of mania... goodness me!
So - I am being sued by Debenhams through RLP for a grand total of £415.
I had a breakdown recently due to a family member being seriously ill and not being able to do anything about it, I had to take time off work to cope with it and was let go as it went on for longer than they would have liked.
Sadly I don't have any money saved up due to needing to work part time and help my family out.
I was adjusting to being back on medication for manic depressive symptoms sparked off by what was happening in my life.
The thing is, the medication can trigger the symptoms in the first 2 weeks of starting a course of medication.
On this day, I was feeling so worried and stressed I had to get out of the house. I wandered into the town centre and decided to go window shopping.
Being depressed and insecure about being considered good enough for a new job, I wasn't thinking clearly and impulsively picked up some perfumes and eyeshadows as it seemed like I would be more likely to get a job if I had these things. I have never shop lifted before or since this time.
Looking back with hindsight I wish that I could have put myself back in my normal frame of mind but I couldn't and I was out there on my own.
The store staff clocked me and treated like it was there TV moment. I did not resist their intervention at all and was fully compliant. It felt like they took the opportunity to take out their personal anger on me - being physically aggressive and intimidating over the table.
Everything was given back to them in fully resaleable condition, on their own CCTV. At first they said the goods were worth £173, then £273. The police were there but thankfully I was not arrested or cautioned which I am extremely greatly for. The police officer was even hopeful they would drop it.
A week and a half later a letter has dropped through my door claiming I was arrested, that they are charging me £415 - £150 for goods that were allegedly damaged, the rest is for their 20 minutes of time they spent on being abusive to me to be honest with you (this was also on CCTV). He looked like he wanted to take swipes at me. He wouldn't even let me speak. They asked me if I had realised they had put CCTV on that department as if I had been in a thousand times before which I never have. Now it seems they want me to pay for other people's mistakes which I don't deserve to as truly I have never even bee in that store let alone taken anything from it - they would know this if they had checked their CCTV.
Does anyone know how likely it is they will send debt collectors or take me to court? As much as I would like to ignore this, the worry that they could take me to court and make it more expensive is stressful and I'm not sure I could pay the amount within 30 days to them if a judge decides it should cost me this amount or more.
I'm currently on Universal Credit, I have to wait for a while to recover before I can work again, I have £10 a week to feed myself on.
Please help - advice would be greatly appreciated. I'm also wondering if anyone knows what kind of repayment plans they would accept. I can afford about £5 a month right now until I get another job which will take at least 1-2 months.
One moment of mania... goodness me!
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