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Vodafone/Lowell V Josh!

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  • Vodafone/Lowell V Josh!

    I need help with these buggers! Just got a letter through the post this morning, it says "Pre-legal Assessment" and they "intend to take Legal Action". This is over an old vodafone account which according to Lowell adds up to £1881.63! Can anyone help me?? It just worrys me as they're saying the words, "CCJ" and "Legal Action"?
    Tags: None

  • #2
    Re: lowell solicitors ccj threat

    Originally posted by Josh12365 View Post
    I need help with these buggers! Just got a letter through the post this morning, it says "Pre-legal Assessment" and they "intend to take Legal Action". This is over an old vodafone account which according to Lowell adds up to £1881.63! Can anyone help me?? It just worrys me as they're saying the words, "CCJ" and "Legal Action"?
    Hi Josh12365

    Best to start your very own thread.

    I'll ask [MENTION=49370]Kati[/MENTION] to do her magic!
    CAVEAT LECTOR

    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

    You and I do not see things as they are. We see things as we are.
    Cohen, Herb


    There is danger when a man throws his tongue into high gear before he
    gets his brain a-going.
    Phelps, C. C.


    "They couldn't hit an elephant at this distance!"
    The last words of John Sedgwick

    Comment


    • #3
      Re: lowell solicitors ccj threat

      Originally posted by charitynjw View Post
      Hi Josh12365

      Best to start your very own thread.

      I'll ask [MENTION=49370]Kati[/MENTION] to do her magic!
      Ok thank you very much. I wanted to upload my letter but i dont know how too.

      Comment


      • #4
        Re: lowell solicitors ccj threat

        Originally posted by Josh12365 View Post
        Ok thank you very much. I wanted to upload my letter but i dont know how too.
        @Kati can sort that for you as well.
        (Just hang on & wait for a spell)
        CAVEAT LECTOR

        This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

        You and I do not see things as they are. We see things as we are.
        Cohen, Herb


        There is danger when a man throws his tongue into high gear before he
        gets his brain a-going.
        Phelps, C. C.


        "They couldn't hit an elephant at this distance!"
        The last words of John Sedgwick

        Comment


        • #5
          Re: lowell solicitors ccj threat

          Originally posted by charitynjw View Post
          Hi Josh12365

          Best to start your very own thread.

          I'll ask @Kati to do her magic!
          sorted :yo:

          Originally posted by Josh12365 View Post
          Ok thank you very much. I wanted to upload my letter but i dont know how too.
          you could email it to me (kati@legalbeagles.info) with a link to this thread ... I'll happily post it for you xx
          Debt is like any other trap, easy enough to get into, but hard enough to get out of.

          It doesn't matter where your journey begins, so long as you begin it...

          recte agens confido

          ~~~~~

          Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

          I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
          But please include a link to your thread so I know who you are.

          Specialist advice can be sought via our sister site JustBeagle

          Comment


          • #6
            Re: Josh12365 - Lowell pre-action letter

            There you go, Josh.

            Thank you, [MENTION=49370]Kati[/MENTION]
            CAVEAT LECTOR

            This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

            You and I do not see things as they are. We see things as we are.
            Cohen, Herb


            There is danger when a man throws his tongue into high gear before he
            gets his brain a-going.
            Phelps, C. C.


            "They couldn't hit an elephant at this distance!"
            The last words of John Sedgwick

            Comment


            • #7
              Re: lowell solicitors ccj threat

              Thank you. I have just sent you an email with link and a photo of letter

              Comment


              • #8
                Re: Josh12365 - Lowell pre-action letter

                Originally posted by Josh12365 View Post
                I need help with these buggers! Just got a letter through the post this morning, it says "Pre-legal Assessment" and they "intend to take Legal Action". This is over an old vodafone account
                How old, & when was the last time you paid into the account or acknowledged it in writing?
                which according to Lowell adds up to £1881.63! Can anyone help me?? It just worrys me as they're saying the words, "CCJ" and "Legal Action"?
                Was this just a utility bill/account, or did it include purchase of equipment?
                CAVEAT LECTOR

                This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                You and I do not see things as they are. We see things as we are.
                Cohen, Herb


                There is danger when a man throws his tongue into high gear before he
                gets his brain a-going.
                Phelps, C. C.


                "They couldn't hit an elephant at this distance!"
                The last words of John Sedgwick

                Comment


                • #9
                  Re: Josh12365 - Lowell pre-action letter

                  It was for my old phone contract with vodafone, last payment was too vodafone themselves which was just over 2 years ago now. I take it these "Lowell" people have now purchased it for around 10p and they want the £1881 off me which i really do not have.

                  Comment


                  • #10
                    Re: Josh12365 - Lowell pre-action letter

                    Originally posted by Josh12365 View Post
                    It was for my old phone contract with vodafone, last payment was too vodafone themselves which was just over 2 years ago now. I take it these "Lowell" people have now purchased it for around 10p and they want the £1881 off me which i really do not have.
                    So not statute barred.

                    Have you received a Notice of Assignment from anyone (informing you that it has been bought by Lowells)?
                    CAVEAT LECTOR

                    This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                    You and I do not see things as they are. We see things as we are.
                    Cohen, Herb


                    There is danger when a man throws his tongue into high gear before he
                    gets his brain a-going.
                    Phelps, C. C.


                    "They couldn't hit an elephant at this distance!"
                    The last words of John Sedgwick

                    Comment


                    • #11
                      Re: Josh12365 - Lowell pre-action letter

                      Got it

                      I'll tag [MENTION=19723]Lee Vodafone Company Rep[/MENTION] too ... he might be able to assist xx
                      Attached Files
                      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                      It doesn't matter where your journey begins, so long as you begin it...

                      recte agens confido

                      ~~~~~

                      Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                      I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                      But please include a link to your thread so I know who you are.

                      Specialist advice can be sought via our sister site JustBeagle

                      Comment


                      • #12
                        Re: Josh12365 - Lowell pre-action letter

                        No i havent, i would have thought vodafone would have told me. I think my very first letter from Lowell basically said, they now own the debt from vodafone and i needed to contact them to arrange a "suitable repayment plan" and it has escilated from there i think. The letter today says, they have "assessed their option and intend to take Legal Action" at the top of it? "/

                        - - - Updated - - -

                        Originally posted by Kati View Post
                        Got it

                        I'll tag [MENTION=19723]Lee Vodafone Company Rep[/MENTION] too ... he might be able to assist xx
                        Thank you! Just not sure wether to contact these Lowell people or wether it will make it worse.

                        Comment


                        • #13
                          Re: Josh12365 - Lowell pre-action letter

                          Originally posted by Josh12365 View Post
                          No i havent, i would have thought vodafone would have told me. I think my very first letter from Lowell basically said, they now own the debt from vodafone
                          That sounds like the NoA.......it doesn't need to come from Vodafone.
                          and i needed to contact them to arrange a "suitable repayment plan" and it has escilated from there i think. The letter today says, they have "assessed their option and intend to take Legal Action" at the top of it? "/

                          - - - Updated - - -



                          Thank you! Just not sure wether to contact these Lowell people or wether it will make it worse.
                          Probably best to wait for Lee atm.
                          CAVEAT LECTOR

                          This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                          You and I do not see things as they are. We see things as we are.
                          Cohen, Herb


                          There is danger when a man throws his tongue into high gear before he
                          gets his brain a-going.
                          Phelps, C. C.


                          "They couldn't hit an elephant at this distance!"
                          The last words of John Sedgwick

                          Comment


                          • #14
                            Re: Josh12365 - Lowell pre-action letter

                            Originally posted by charitynjw View Post
                            Probably best to wait for Lee atm.
                            Okie doke.

                            Comment


                            • #15
                              Re: Josh12365 - Lowell pre-action letter

                              Originally posted by Josh12365 View Post
                              Okie doke.
                              If you haven't received a reply within a couple of days or so, give the thread a 'bump'.
                              CAVEAT LECTOR

                              This is only my opinion - "Opinions are made to be changed --or how is truth to be got at?" (Byron)

                              You and I do not see things as they are. We see things as we are.
                              Cohen, Herb


                              There is danger when a man throws his tongue into high gear before he
                              gets his brain a-going.
                              Phelps, C. C.


                              "They couldn't hit an elephant at this distance!"
                              The last words of John Sedgwick

                              Comment

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