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Court Claim - lowell / jd williams - 2-9-2015

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  • Court Claim - lowell / jd williams - 2-9-2015

    Received a claim? Yes
    Issue Date: 2-9-2015
    Amount approx: 1892.47
    Claimant: lowell
    Solicitor: Bryan carter
    Original Credit: jd williams


    Stat Barred? No

    Particulars of Claim:

    the claim for £1823.72 the amount due under the agreement between the oridgenal crediter and the defendant to provede finance and /or services and / or goods this debt was assigned to /purchased by lowell portfoilo on the 13-3-2015 and noticed servied pusuant to the law of proerty act 1925 particulers re -jd williams a/c XXXXXXX and the claiment claims 1823.72 the claiment also claims statutary interest pursuant to s69 of the country act 1984 at a rate of 8% per annum from the date of the agreeenamt to date but limited to a maximem of 1one year and a maximumof 1000 to 68.75

    What is the approximate amount of the claim? 1892.47

    Is the Debt...: catolouge



    Other
    Have you done any of the following since receiving the claim?
    Acknowledged the Claim
    Sent a CCA request
    Sent a CPR 31.14 request
    Do you believe the debt is Statute Barred?

    No


    Any other information.:

    my wife had a stroke and i am her full time carer when this debt first apperded i ask jd William could i make a redused pa ment of 10 a mounh but they said rejected this amount saying it had to be 65 amount which was impossible to pay because living on dla and income support benifit s and got very rude with me on the phone
    Last edited by Kati; 5th September 2015, 12:48:PM. Reason: details ;)
    Tags: None

  • #2
    Re: Court Claim - lowell / jd williams - 2-9-2015

    hi i have tried putting up this form for court order letter but it wont let me ? any help please thanks pat

    Comment


    • #3
      Re: Court Claim - lowell / jd williams - 2-9-2015

      Originally posted by patman1234 View Post
      hi i have tried putting up this form for court order letter but it wont let me ? any help please thanks pat
      Hi Pat to LB If you have pictures of anything you need posting up on the forum feel free to email them to me and I will put them on the thread for you (kati@legalbeagles.info) xx
      Debt is like any other trap, easy enough to get into, but hard enough to get out of.

      It doesn't matter where your journey begins, so long as you begin it...

      recte agens confido

      ~~~~~

      Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

      I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
      But please include a link to your thread so I know who you are.

      Specialist advice can be sought via our sister site JustBeagle

      Comment


      • #4
        Re: Court Claim - lowell / jd williams - 2-9-2015

        thanks kati

        Comment


        • #5
          Re: Court Claim - lowell / jd williams - 2-9-2015

          Originally posted by patman1234 View Post
          thanks kati
          No worries whatsoever ... All the info is in your first post on this thread (it'll give the knowledgeable Beagles something to start with ).

          Have you acknowledged the claim and sent off cca and cpr letters?
          Originally posted by Amethyst View Post
          So, first steps (within 14 days of receiving the claim)

          1: ACKNOWLEDGE THE CLAIM - you can do this online usually at www.moneyclaim.gov.uk
          You'll need your claim reference and password from the front of the claim form - this will extend the time you have to respond to the claim to 28 days from when you received it

          2: Send A CCA REQUEST to the CLAIMANT ( see here )
          This applies to all credit cards / loans / hire purchase / store cards type debt. It doesn't apply to Mobile Phones / Utilities or Overdrafts.


          3: Send a CPR request to the CLAIMANT'S SOLICITORS ( see here )

          This applies to everything unless they happen to have supplied you with a bunch of paperwork to back up their claim (v. unlikely)

          NOTE: The defence date is 28 days from service (ie when you received the claim) or 33 days (which allows 5 days for service) from the issue date printed on the front of the claim form.

          http://www.timeanddate.com/date/dateadd.html
          Debt is like any other trap, easy enough to get into, but hard enough to get out of.

          It doesn't matter where your journey begins, so long as you begin it...

          recte agens confido

          ~~~~~

          Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

          I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
          But please include a link to your thread so I know who you are.

          Specialist advice can be sought via our sister site JustBeagle

          Comment


          • #6
            Re: Court Claim - lowell / jd williams - 2-9-2015

            thanks very much kati

            Comment


            • #7
              Re: Court Claim - lowell / jd williams - 2-9-2015

              Just received this from @patman1234
              Originally posted by patman1234
              hi kati i got a letter back to day from bryan carter which said *(Thank you for your response to my request for disclosure of documents mentioned in your statement of case under CPR 31.14.

              With regards to your assertion that ''we confirm this matter will most properly be allocated to the small claim track as this is a simple contractual matter and part 31 of the civil procedure rules will therefore not apply.'') where do i go from here please? ive not heard from lowell yet over the cca request thanks pat
              If I'm right ( [MENTION=37786]FlamingParrot[/MENTION] will know for sure ) ... this is a typical response from BC.
              Debt is like any other trap, easy enough to get into, but hard enough to get out of.

              It doesn't matter where your journey begins, so long as you begin it...

              recte agens confido

              ~~~~~

              Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

              I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
              But please include a link to your thread so I know who you are.

              Specialist advice can be sought via our sister site JustBeagle

              Comment


              • #8
                Re: Court Claim - lowell / jd williams - 2-9-2015

                Originally posted by Kati View Post
                Just received this from @patman1234

                If I'm right ( @FlamingParrot will know for sure ) ... this is a typical response from BC.
                thanks katie i will repost to flaming parrot thanks pat

                Comment


                • #9
                  Re: Court Claim - lowell / jd williams - 2-9-2015

                  Originally posted by patman1234 View Post
                  thanks katie i will repost to flaming parrot thanks pat
                  no need I've tagged her in my earlier post so she should pop on here later xx
                  Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                  It doesn't matter where your journey begins, so long as you begin it...

                  recte agens confido

                  ~~~~~

                  Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                  I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                  But please include a link to your thread so I know who you are.

                  Specialist advice can be sought via our sister site JustBeagle

                  Comment


                  • #10
                    Re: Court Claim - lowell / jd williams - 2-9-2015

                    thanks very much pat

                    Comment


                    • #11
                      Re: Court Claim - lowell / jd williams - 2-9-2015

                      Originally posted by Kati View Post
                      Just received this from @patman1234

                      If I'm right ( @FlamingParrot will know for sure ) ... this is a typical response from BC.
                      Thanks Kati. :yo:

                      It is a typical response from Mr Carter, and this is our typical response: http://www.legalbeagles.info/forums/...385#post410385

                      He never sends any documents or agrees to an extension :rant: :rant: :rant: but you still need to follow the process so when it comes to filing your defence, you can show at least one party did follow the appropriate procedure.

                      I also noted the CCA mentioned, there is no need to chase Lowell for that one, as non-compliance with a CCA request is a bar to enforcement and will be mentioned in the defence. :thumb: :grin:

                      Comment


                      • #12
                        Re: Court Claim - lowell / jd williams - 2-9-2015

                        hi thanks for your response where do i go from this stage now ? thanks pat

                        Comment


                        • #13
                          Re: Court Claim - lowell / jd williams - 2-9-2015

                          Originally posted by patman1234 View Post
                          hi thanks for your response where do i go from this stage now ? thanks pat
                          You'd have to send the letter linked to above as part of the process, then just keep an eye on the calendar so you file your generic defence before the deadline (33 days from date printed on claim). :thumb:

                          Comment


                          • #14
                            Re: Court Claim - lowell / jd williams - 2-9-2015

                            Thanks [MENTION=37786]FlamingParrot[/MENTION] xx
                            [MENTION=71504]patman1234[/MENTION] ... as FP says, your defence will be due in 33 days after the date of issue on your claim form. Date of Issue was the 2nd September, so it needs to be in on the 5th October (http://www.timeanddate.com/date/date...aw=&ad=33&rec=). Don't worry, you'll get lots of help with it :nod: xx
                            Debt is like any other trap, easy enough to get into, but hard enough to get out of.

                            It doesn't matter where your journey begins, so long as you begin it...

                            recte agens confido

                            ~~~~~

                            Any advice I provide is given without liability, if you are unsure please seek professional legal guidance.

                            I can be emailed if you need my help loading pictures/documents to your thread. My email address is Kati@legalbeagles.info
                            But please include a link to your thread so I know who you are.

                            Specialist advice can be sought via our sister site JustBeagle

                            Comment


                            • #15
                              Re: Court Claim - lowell / jd williams - 2-9-2015

                              hi kati thanks for your help what do i need to do now ? i've received letter from bryan carter as i said but i haven't received anything else from court or lowell yet,so what do i need to do now ? many thanks pat

                              Comment

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