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*** full refund *** Credit Card Charges H.s.b.c. Reclaim

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  • *** full refund *** Credit Card Charges H.s.b.c. Reclaim

    Sent off list of credit card charges & interest to reclaim of £135.66 ON 16th May 2009, received an offer of £176.56 on 23 May 2009, do I accept on their terms which says:- I/we accept a goodwill payment of £176.56, the equivelent to a 100% refund of default charges plus contractual interest, in full and final settlement of my/our claim against the bank? My pount is can I change full & final settlement to read (without prejudice) as a safe guard, as they say in their main letter they will carry on adding defaults to anybod!s account? . Mike770

  • #2
    Re: Credit Card Charges H.s.b.c. Reclaim

    Personally I would just write your own acceptance letter -

    I accept a goodwill payment of £176.56, the equivalent to a 100% refund of default charges charged between DATE and DATE, plus contractual interest, in full and final settlement of this complaint.
    I'm away till the 24th August - please contact @Kati if needed

    “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

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    • #3
      Re: Credit Card Charges H.s.b.c. Reclaim

      Thanks Amethist, will do thankyou for your response..i down 2 to go MIKE770

      Comment


      • #4
        Re: Credit Card Charges H.s.b.c. Reclaim

        Well done :kiss:
        I'm away till the 24th August - please contact @Kati if needed

        “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

        Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

        If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

        Find Solicitors offering fixed fees on our sister site - JustBeagle.com

        Comment


        • #5
          Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

          congratulation Mike, who's next on the list ?

          Comment


          • #6
            Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

            Well done Mike.
            Enaid x

            Comment


            • #7
              Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

              Nice One congratulations.

              Comment


              • #8
                Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

                Fantastic and well done,

                Tuttsi

                Comment


                • #9
                  Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

                  CAPITAL ONE have seperate thread, also reclain=ming for my wife MBNA, CAPITAL ONE , H.S..B.C.

                  MIKE

                  Comment


                  • #10
                    Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

                    MBNA and Cap One should be pretty straightforward...will kee an eye out.
                    I'm away till the 24th August - please contact @Kati if needed

                    “We may not win by protesting, but if we don’t protest we will lose. If we stand up to them, there is always a chance we will win.” Hetty Bower

                    Any support I provide is offered without liability, if you are unsure please seek professional legal guidance.

                    If we have helped you we'd appreciate it if you can leave a review on our Trust Pilot page

                    Find Solicitors offering fixed fees on our sister site - JustBeagle.com

                    Comment


                    • #11
                      Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

                      Still awaiting Cap1 for self and OH, but received MBNA list of charges for OH to-day, am going to work out 8% interest before submitting claim/complaint. MIKE770

                      Comment


                      • #12
                        Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

                        Cap 1 has 2 days to go to submit then 40 days are up to supply list charges, will check if the £10 cheques have been cashed?????????????

                        Comment

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