*** full refund *** Credit Card Charges H.s.b.c. Reclaim

[MIKE770]

Sent off list of credit card charges & interest to reclaim of £135.66 ON 16th May 2009, received an offer of £176.56 on 23 May 2009, do I accept on their terms which says:- I/we accept a goodwill payment of £176.56, the equivelent to a 100% refund of default charges plus contractual interest, in full and final settlement of my/our claim against the bank? My pount is can I change full & final settlement to read (without prejudice) as a safe guard, as they say in their main letter they will carry on adding defaults to anybod!s account? . Mike770

[Amethyst]

Re: Credit Card Charges H.s.b.c. Reclaim

Personally I would just write your own acceptance letter -

I accept a goodwill payment of £176.56, the equivalent to a 100% refund of default charges charged between DATE and DATE, plus contractual interest, in full and final settlement of this complaint.

[MIKE770]

Re: Credit Card Charges H.s.b.c. Reclaim

Thanks Amethist, will do thankyou for your response..i down 2 to go MIKE770

[Amethyst]

Re: Credit Card Charges H.s.b.c. Reclaim

Well done :kiss:

[natweststaffmember]

Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

congratulation Mike, who's next on the list ?

[enaid]

Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

Well done Mike.
Enaid x

[Sapphire]

Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

Nice One congratulations.

[TUTTSI]

Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

Fantastic and well done,

Tuttsi

[MIKE770]

Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

CAPITAL ONE have seperate thread, also reclain=ming for my wife MBNA, CAPITAL ONE , H.S..B.C.

MIKE

[Amethyst]

Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

MBNA and Cap One should be pretty straightforward...will kee an eye out.

[MIKE770]

Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

Still awaiting Cap1 for self and OH, but received MBNA list of charges for OH to-day, am going to work out 8% interest before submitting claim/complaint. MIKE770

[MIKE770]

Re: *** full refund *** Credit Card Charges H.s.b.c. Reclaim

Cap 1 has 2 days to go to submit then 40 days are up to supply list charges, will check if the £10 cheques have been cashed?????????????