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I'm sorry in advance if this is a bit vague, but I don't have all the details available.
I was contacted by HMRC a year or two ago, stating that I had been overpaid Tax Credits for the year 2013/2014. It came about because I apparently didn't tell them that I stopped using my childcare provider when I moved and had therefore been being paid the 'childcare element' for almost a year, that I wasn't entitled to.
I STRONGLY disputed this because I phoned them when I moved to give them my new address, and am absolutely certain that I told them at the same time, that I'm no longer using registered childcare as my mum was now providing my childcare.
It just makes no logical sense as I had moved 160 miles so why they'd think I was still using a childcare provider 160 miles away is beyond me...
I was so sure that I'd told them, that I began an appeal and requested audio copies of my telephone calls to them within the month that I moved (and the month following, just incase it had taken me a few weeks)
They sent me a CD Rom disc with two recordings on - one of which was a phonecall that wasn't even me, it was a completely different person asking about who received Tax Credits if her and her ex husband have joint custody..!
The other phonecall was me, but wasn't the phonecall I was referring to (when I moved).
So I responded again saying that one wasn't me, but that there must be another one, and apparently it doesn't exist - which is funny, because they had my new address, so it must exist as I must have phoned them to tell them!
Anyway, after this I kind-of gave up because I was frightened (the overpayment is large..!) and I didn't feel like I was getting anywhere, that I was going to end up being made to pay it and I don't know how I can.
By now I was also no longer a single parent (in a new relationship) so no longer in receipt of Tax Credits and therefore they couldn't deduct it from my award - they just kept sending me payment demands.
Since then, I have moved again (last year) and so far I haven't received any more letters from them - I'm assuming they don't know my new address and therefore don't know where contact me, so I have been happily keeping quiet.
However I am currently pregnant again and we are in a position where I may have to give up work following my maternity leave as we can't afford the childcare (we no longer have family help with that). Based on my partners income, we *should* be entitled to some tax credits which we would desperately need - but I'm too scared to contact them/apply, as I'm assuming they'll put two and two together at some point; they'll then have my new address and will be able to start chasing me for that previous overpayment again. Would this be likely to happen?
I'm even too scared to apply for Tax Relief for my uniform/professional fees etc at work because that's through HMRC too and I'm scared to make any form of contact with them even if it's not the Tax Credits department, as they'll then know where I am :-(
We are really struggling financially despite both working hard (with good jobs and a fairly decent wage), so I just don't know how I could begin to pay it back if they insist I have to.. but on the same note, we also do need those Tax Credits if I have to give up work.. that's if they even allow it with an outstanding overpayment on file?!
Would it flag up straight away about the previous overpayment, due to my NI number being linked to it..?
Would it be dangerous to even apply, considering they'd then have my new address and my NI number will presumably flag up the overpayment again at some point, even if not straight away?
Sorry for the long post, my head is a bit of a mess about it all..!
I was contacted by HMRC a year or two ago, stating that I had been overpaid Tax Credits for the year 2013/2014. It came about because I apparently didn't tell them that I stopped using my childcare provider when I moved and had therefore been being paid the 'childcare element' for almost a year, that I wasn't entitled to.
I STRONGLY disputed this because I phoned them when I moved to give them my new address, and am absolutely certain that I told them at the same time, that I'm no longer using registered childcare as my mum was now providing my childcare.
It just makes no logical sense as I had moved 160 miles so why they'd think I was still using a childcare provider 160 miles away is beyond me...
I was so sure that I'd told them, that I began an appeal and requested audio copies of my telephone calls to them within the month that I moved (and the month following, just incase it had taken me a few weeks)
They sent me a CD Rom disc with two recordings on - one of which was a phonecall that wasn't even me, it was a completely different person asking about who received Tax Credits if her and her ex husband have joint custody..!
The other phonecall was me, but wasn't the phonecall I was referring to (when I moved).
So I responded again saying that one wasn't me, but that there must be another one, and apparently it doesn't exist - which is funny, because they had my new address, so it must exist as I must have phoned them to tell them!
Anyway, after this I kind-of gave up because I was frightened (the overpayment is large..!) and I didn't feel like I was getting anywhere, that I was going to end up being made to pay it and I don't know how I can.
By now I was also no longer a single parent (in a new relationship) so no longer in receipt of Tax Credits and therefore they couldn't deduct it from my award - they just kept sending me payment demands.
Since then, I have moved again (last year) and so far I haven't received any more letters from them - I'm assuming they don't know my new address and therefore don't know where contact me, so I have been happily keeping quiet.
However I am currently pregnant again and we are in a position where I may have to give up work following my maternity leave as we can't afford the childcare (we no longer have family help with that). Based on my partners income, we *should* be entitled to some tax credits which we would desperately need - but I'm too scared to contact them/apply, as I'm assuming they'll put two and two together at some point; they'll then have my new address and will be able to start chasing me for that previous overpayment again. Would this be likely to happen?
I'm even too scared to apply for Tax Relief for my uniform/professional fees etc at work because that's through HMRC too and I'm scared to make any form of contact with them even if it's not the Tax Credits department, as they'll then know where I am :-(
We are really struggling financially despite both working hard (with good jobs and a fairly decent wage), so I just don't know how I could begin to pay it back if they insist I have to.. but on the same note, we also do need those Tax Credits if I have to give up work.. that's if they even allow it with an outstanding overpayment on file?!
Would it flag up straight away about the previous overpayment, due to my NI number being linked to it..?
Would it be dangerous to even apply, considering they'd then have my new address and my NI number will presumably flag up the overpayment again at some point, even if not straight away?
Sorry for the long post, my head is a bit of a mess about it all..!
