Super Tax @ 69%

[Sapphire]

Re: Super Tax @ 69%

[QUOTE=Magrew;307655]

That is the household I am in, we don't qualify, I have taken advice on it today. Because we had to forego one individual who was on carers allowance to take up study, we are currently having to seriously consider downgrading to a smaller house if we can get this one sold for a cheaper mortgage hopefully.

I cannot afford any social life (other than LB's), I don't smoke and I had two opportunities last year for a drink, Christmas and my Dad's funeral. I was better off when I was a student 25 years ago.

Indeed all the changes that have been introduced over the past 4 years has reduced the income into our house by almost £400/month through changes to tax credits, changes in thresholds etc. That is before this new burden.

Then that is truly disgusting and I have all sympathies with you and people in your situation. Have you tried going on to http://www.turn2us.org.uk/benefits_search.aspx and filling in the questionairre you might get some more help.

[Ruby]

Re: Super Tax @ 69%

Sapphire, I don't think on the child benefit I get for my two kids I could afford a 10 year old ford focus LET ALONE a ferrari......

I do understand (I think)where you are coming from and that there is a small minority that spoil it for the majority ie. we don't breed like rabbits to just scrounge off the system.

[labman]

Re: Super Tax @ 69%

I take the point, but tend to agree with Sapphy. Leclerc is correct about DLA, and as for university, that's what student loans are intended for.

I feel for students and the debt they start life with, and this is exacerbated IMO by being able to access loans of thousands of pounds to get a BA (Hons) in Changing Bed Linen. 'Proper' degrees have been vastly undermined by the ability get a degree which should, IMO, be a Diploma, NVQ or whatever. If parents can't help their children avoid starting working life with minimal debt I feel it a shame, but those on low incomes can't anyway.

[Sapphire]

Re: Super Tax @ 69%

Sapphire, I don't think on the child benefit I get for my two kids I could afford a 10 year old ford focus LET ALONE a ferrari......

You should see them round here pulling up outside the schools in X5's, Maserati's etc.

I do understand (I think)where you are coming from and that there is a small minority that spoil it for the majority ie. we don't breed like rabbits to just scrounge off the system.

That's the point hun, it seems now that its the majority who do take advantage and it the minority who are the good, genuine ones who suffer and that's bloody awful.

[MissFM]

Re: Super Tax @ 69%

[QUOTE=Magrew;307655]

That is the household I am in, we don't qualify, I have taken advice on it today. Because we had to forego one individual who was on carers allowance to take up study, we are currently having to seriously consider downgrading to a smaller house if we can get this one sold for a cheaper mortgage hopefully.

I cannot afford any social life (other than LB's), I don't smoke and I had two opportunities last year for a drink, Christmas and my Dad's funeral. I was better off when I was a student 25 years ago.

Indeed all the changes that have been introduced over the past 4 years has reduced the income into our house by almost £400/month through changes to tax credits, changes in thresholds etc. That is before this new burden.

Sorry Magrew didn't mean to be flippant but it does sound an awfully high income to the great unwashed (like myself!) Your 3 disabled members should get DLA (each) whatever their age, which is actually quite generous and not taxable, plus either ESA if over 18 or (possibly) EMA if under. And SOMEONE (again, possibly 3 people) must get either a carer's allowance or other to look after them - could be attendance allowance? You should definitely check out Saphy's link - and there are others. x

[Magrew]

Re: Super Tax @ 69%

Then that is truly disgusting and I have all sympathies with you and people in your situation. Have you tried going on to http://www.turn2us.org.uk/benefits_search.aspx and filling in the questionairre you might get some more help.

Been there and done that. Two years ago things were ok but now we have the double whammy of being hit on the welfare reductions and being seen as the squeezed middle because we have one "high earner" in the household.

Thing is it is one earner amongst One working adult, two studying adults (neither eligible for student loans because they are on access and foundation courses) and two teenage children.

We are too unusual for the system to recognise how they are hammering us. We don't fit into any of their test scenarios.

[labman]

Re: Super Tax @ 69%

Out of interest, if the adults on Foundation Courses didn't have you, does that mean they'd HAVE to go into a more menial job or onto benefits?

How are they supposed to 'better their lot' if they are not in the fortunate position your two are?

[wales01man]

Re: Super Tax @ 69%

We have a tax and benefits system that is gonna be unfair to some giving more to some less to others if someone can come up with a system that is fair and right for eveone they would be a miracle worker,i remember my grandfather who worked all his life served in the first world war was never unemployed he always said his biggest pay packet was his pension when he retired he and my gran lived a simple life had holidays brought up 2 kids and never wanted anything more than they had he paid his tax never envied anyione, now its everone for themselfs with them all wanting more little f------ wonder the country and world is like it is

[Magrew]

Re: Super Tax @ 69%

[QUOTE=MissFM;307664]

Sorry Magrew didn't mean to be flippant but it does sound an awfully high income to the great unwashed (like myself!) Your 3 disabled members should get DLA (each) whatever their age, which is actually quite generous and not taxable, plus either ESA if over 18 or (possibly) EMA if under. And SOMEONE (again, possibly 3 people) must get either a carer's allowance or other to look after them - could be attendance allowance? You should definitely check out Saphy's link - and there are others. x

Because the two are studying neither can get carers because as soon as you attend more than 21 hours supervised study you no longer get carers, we have argued that the supervised hours are only actually 19 for one of the adults but they won't accept it (even though it is true).

Can't get ESA or EMA because of my "high" salary for either of the adults.

We do get some DLA but that is used for specific matters of disability support in the main, as it should be. You see our youngest son isn't in school because of his disability. That means we have relatively high costs to maintain his personal development.

[Magrew]

Re: Super Tax @ 69%

Out of interest, if the adults on Foundation Courses didn't have you, does that mean they'd HAVE to go into a more menial job or onto benefits?

How are they supposed to 'better their lot' if they are not in the fortunate position your two are?

They would be eligible for "World of Work" incentives.

Here is a very interesting fact. If we claimed that I was merely their landlord and not in a relationship then the household income would increase by £1,400/month.

If I rented the house around the corner for £600/month I could rent "our" house back to the family for £1500/month and they would also get the £1400/month additional income.

Damn my parents for raising me with honesty and ethics.

[MissFM]

Re: Super Tax @ 69%

Not meaning to pry Magrew but how come the 3 disabled people in your family do not now get DLA etc and there is no-one with carers allowance to look after them - (or as CA is taxed I guess it would be you and that cancels it out - it's a pittance anyway but...)?

Am also BTW in the "squeezed middle" so do know what it's like and it's pretty dire. Just curious really cos 50K does sound pretty good to me (and BTW an odd thing for people to get up in arms about as an HB ceiling).

[labman]

Re: Super Tax @ 69%

I am doing some work for an Indian lady in our village at the moment who is having a couple of problems. She is dealing with a man, who, due to this ethnicity, has four surnames. He is, allegedly, claiming benefits under each of them, and various permutations of them -ie- ie Mr A, Mr B, Mr C, Mr D, Mr AB, Mr BA, Mr AC, Mr CA, etc.... the list goes on.

The lady is trying to recover money for a debt owed to her, but due to the surname issue is having immense difficulty. The chances of the authorities catching him out are almost nil I imagine.

As you say, sometimes it doesn't pay to be honest. I'd like to say, at the end of the day we can sleep easy without being plagued by our consciences, but I suspect Mr ABCD does, in all his various aliases!

[MissFM]

Re: Super Tax @ 69%

They would be eligible for "World of Work" incentives.

Here is a very interesting fact. If we claimed that I was merely their landlord and not in a relationship then the household income would increase by £1,400/month.

If I rented the house around the corner for £600/month I could rent "our" house back to the family for £1500/month and they would also get the £1400/month additional income.

Damn my parents for raising me with honesty and ethics.

That would probably be perfectly legal magrew - it's what all the MP's have been doing at our expense.

[MissFM]

Re: Super Tax @ 69%

I am doing some work for an Indian lady in our village at the moment who is having a couple of problems. She is dealing with a man, who, due to this ethnicity, has four surnames. He is, allegedly, claiming benefits under each of them, and various permutations of them -ie- ie Mr A, Mr B, Mr C, Mr D, Mr AB, Mr BA, Mr AC, Mr CA, etc.... the list goes on.

The lady is trying to recover money for a debt owed to her, but due to the surname issue is having immense difficulty. The chances of the authorities catching him out are almost nil I imagine.

As you say, sometimes it doesn't pay to be honest. I'd like to say, at the end of the day we can sleep easy without being plagued by our consciences, but I suspect Mr ABCD does, in all his various aliases!

Oh Labman! is that as dubious as it sounds?

[wales01man]

Re: Super Tax @ 69%

How can Mr abcord claim benefits in 4 names he must have 4 NI numbers?