So today I got a letter from the DWP stating that I owe them nearly £700 and that I have until the 30th of this month to come to an arrangement or they will be seizing money from my pay.
This was news to me so I phoned them - they tell me this is relating to crisis and budgeting loans I took out in 2007 and 2011.
They can give me no information on why they've never contacted me before, they can't tell me why the repayments weren't taken from my benefits at the time or at any point since or why they've suddenly remembered I owe this now. I do know that crisis loans etc WERE taken out of my benefits at the time but I can't prove anything and I can't prove which ones were paid off and which ones weren't all these years later.
I've asked them to send me a breakdown of these debts showing how much I borrowed and when and they say they'll post that out to me but I have 2 weeks before they start proceedings to take £73 a month out of my wages.
What is my next move? Is this really legal? Can they just announce a decade later that someone owes them money and then take it? With no court proceedings? No proof? And only 3 weeks notice?
This was news to me so I phoned them - they tell me this is relating to crisis and budgeting loans I took out in 2007 and 2011.
They can give me no information on why they've never contacted me before, they can't tell me why the repayments weren't taken from my benefits at the time or at any point since or why they've suddenly remembered I owe this now. I do know that crisis loans etc WERE taken out of my benefits at the time but I can't prove anything and I can't prove which ones were paid off and which ones weren't all these years later.
I've asked them to send me a breakdown of these debts showing how much I borrowed and when and they say they'll post that out to me but I have 2 weeks before they start proceedings to take £73 a month out of my wages.
What is my next move? Is this really legal? Can they just announce a decade later that someone owes them money and then take it? With no court proceedings? No proof? And only 3 weeks notice?
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