Hi. I have received a full refund on all PPI misold on 2 Firstplus loans I have also reducing my loan by £200 per month. I did not approach first plus they approached me to reclaim so to get the news that the complaint will be upheld is fab. I have signed the acceptance forms and I am just having to endure the dreaded 28 day wait for the cheques to arrive...Deadline is 6th April.
My question is I am in a DMP and have outstanding debts with Barclaycard. Would Firstplus who are now part of Barclays know I owe them and check up and maybe use the arrears to pay the debt or will the not check on this seen as I have not used my DMP to reclaim the Misold PPI. Also the loans with Firstplus is in joint names with my Fiance and the dmp is soley mine so surely they cannot use joint missold money to pay off my own debts. First plus have also offered to refund us by cheques and I have signed for this so they cannot break this agreement...Or can they...Any advise would be appreciated
My question is I am in a DMP and have outstanding debts with Barclaycard. Would Firstplus who are now part of Barclays know I owe them and check up and maybe use the arrears to pay the debt or will the not check on this seen as I have not used my DMP to reclaim the Misold PPI. Also the loans with Firstplus is in joint names with my Fiance and the dmp is soley mine so surely they cannot use joint missold money to pay off my own debts. First plus have also offered to refund us by cheques and I have signed for this so they cannot break this agreement...Or can they...Any advise would be appreciated
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