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Who Is Liable????
Hi All I am new to this forum and came across this after spending hours trying to find out about PPI insurance.
I was wondering if anybody could help me. I took out a loan with Mercantile Credit in 1998 for £8000 over 7 years with PPI. The loan was only granted if I took out the PPI. I got into financial difficulties and Barclays SDF took over the loan. They passed this over to Intrum Justitia Ltd on 4th October 1999. Stupidly I allowed a claims company to try and recover this for me but hit a brick wall. It was left with Barclays retail banking customer relations replying to the claims company stating that there is nothing they can do until they have a loan agreement number. When all this was being pursued I suddenly received a letter from Intrum Justitia on the 9th November 2010 stating that they were writing off the outstanding balance £892.77 and I would not be receiving any further phone calls or correspondence from them (Strange!!!)
Currently:I sent a letter to Intrum Justitia asking them to give me information about the loan agreement number and the payments made. They wrote back listing a schedule of payments made from Oct 2009 through to October 2010. They confirmed that my original loan was for £11,287.08 and opened on 30th April 1998. They said that if I needed details of the initial loan I would need to contact their client Barclays SDF 75 AG.
I don’t know who Barclays SDF 75 AG are or who I need to contact.
I have managed to track down a Mercantile Credit Co Ltd (company reg. 00290277).
I also have a copy of the original Mercantile Credit Payment Protector plan which shows the certificate number, my date of birth, duration and start date).
On all Intrum Justitia’correspondence they have quoted (1) “Intrum Justitia reference number” (2) “Client – SDF 75 AG” and also (3) a “client reference number”
Can you please help me to track down who I need to be contacting and whether or not I have a case.
I was wondering if anybody could help me. I took out a loan with Mercantile Credit in 1998 for £8000 over 7 years with PPI. The loan was only granted if I took out the PPI. I got into financial difficulties and Barclays SDF took over the loan. They passed this over to Intrum Justitia Ltd on 4th October 1999. Stupidly I allowed a claims company to try and recover this for me but hit a brick wall. It was left with Barclays retail banking customer relations replying to the claims company stating that there is nothing they can do until they have a loan agreement number. When all this was being pursued I suddenly received a letter from Intrum Justitia on the 9th November 2010 stating that they were writing off the outstanding balance £892.77 and I would not be receiving any further phone calls or correspondence from them (Strange!!!)
Currently:I sent a letter to Intrum Justitia asking them to give me information about the loan agreement number and the payments made. They wrote back listing a schedule of payments made from Oct 2009 through to October 2010. They confirmed that my original loan was for £11,287.08 and opened on 30th April 1998. They said that if I needed details of the initial loan I would need to contact their client Barclays SDF 75 AG.
I don’t know who Barclays SDF 75 AG are or who I need to contact.
I have managed to track down a Mercantile Credit Co Ltd (company reg. 00290277).
I also have a copy of the original Mercantile Credit Payment Protector plan which shows the certificate number, my date of birth, duration and start date).
On all Intrum Justitia’correspondence they have quoted (1) “Intrum Justitia reference number” (2) “Client – SDF 75 AG” and also (3) a “client reference number”
Can you please help me to track down who I need to be contacting and whether or not I have a case.
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