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Hi all,
last year around June time, i stupidly (unknown at the time) came across Bank-Smart on the internet to claim back bank charges. I sent them all my bank statements from the last few years and hoped to hear back.
When i didnt hear from them i emailed them to see if there was any progress with my claim. The same day i looked up on the net and found out it was probably best if i makde the claims myself so i know where i am with it all. So i emailed Bank Smart later that day asking them to cancel my claim, which said a 'small fee' would be incurred, although it didnt say how much. As if by coincedence i recieved 2 emails within a minutes of eachother, the first one saying that they were in the process of sending out a letter updating me on my account (which i dont believe for a second) and then another saying my account was cancelled and i need to pay £96 charges.
As i didnt have that amount of money spare i emailed them to say if thats the case i may aswell let them carry on with the claim to which they replied basically saying its tough, too late. I have since read many things on here saying they are a scam.
Now for the first 2 weeks i received a few emails asking for the charges, i ignored them, but 8/9 months on ive just received an email demanding the money upfront or by 4 installaments, if not more charges of upto £150 will be added or debt collection or court order will be set up.
Now £96 doesnt seem much and its not like i cant afford to pay it, but i find the whole thing disgusting, They only ever send out standard emails and there is no phone number to contact. It is clearly a scam that they will get ever body who signs up to them with.
I could just keep ignoring them, but what are my options from here? Do i have any chance of not paying this? Advice on this would be much appreciated.
Kind Regards
Steve
last year around June time, i stupidly (unknown at the time) came across Bank-Smart on the internet to claim back bank charges. I sent them all my bank statements from the last few years and hoped to hear back.
When i didnt hear from them i emailed them to see if there was any progress with my claim. The same day i looked up on the net and found out it was probably best if i makde the claims myself so i know where i am with it all. So i emailed Bank Smart later that day asking them to cancel my claim, which said a 'small fee' would be incurred, although it didnt say how much. As if by coincedence i recieved 2 emails within a minutes of eachother, the first one saying that they were in the process of sending out a letter updating me on my account (which i dont believe for a second) and then another saying my account was cancelled and i need to pay £96 charges.
As i didnt have that amount of money spare i emailed them to say if thats the case i may aswell let them carry on with the claim to which they replied basically saying its tough, too late. I have since read many things on here saying they are a scam.
Now for the first 2 weeks i received a few emails asking for the charges, i ignored them, but 8/9 months on ive just received an email demanding the money upfront or by 4 installaments, if not more charges of upto £150 will be added or debt collection or court order will be set up.
Now £96 doesnt seem much and its not like i cant afford to pay it, but i find the whole thing disgusting, They only ever send out standard emails and there is no phone number to contact. It is clearly a scam that they will get ever body who signs up to them with.
I could just keep ignoring them, but what are my options from here? Do i have any chance of not paying this? Advice on this would be much appreciated.
Kind Regards
Steve
osted a court case re 'seangenius' v Banksmart.
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