CMS (Credit Management Systems)

[agnes]

I have just had a call from people claiming to be this company. They claim that they can get your bank charges back now that the court have concluded in favour of the customer etc, and they were convincing, but they asked for card details and when I questioned this they told me that there is evidence of who they are online, gave a phone number( which is quoting there is an error) anyone heard about this ?


CREDIT WHERE IT'S DUE!

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CMS (Credit Management Systems)

We provide a range of professional claims services for people and businesses that believe that they have been treated unfairly by their bank/credit card company/lender.


We understand how daunting and stressful it can be to take on these HUGE organisations. We totally understand how the claims process works. We will ensure that the companies involved work with us to provide you with the best possible outcome.
We use our insight into the mechanics of the claims system to simplify the complexities of the process and guide people through the maze of regulatory procedures towards a successful result. Our promise is to work in the client's best interests and provide the highest level of commitment to each client.
We as a company have an array of different financial compensation markets. We have helped a substantial amount of people receive the credit that they deserve. As our slogan says: CREDIT WHERE IT'S DUE!
Our proven methods work due to the fact that, in the majority of cases, they are governed by law. All of our highly-trained employees have a very thorough understanding of the processes involved in helping our customers achieve the required result.
If you require any further information regarding the products that we can currently help you with, please check out the pages listed at the top of the screen. Or alternatively, please contact us through the options listed below or on our Contacts page above.

CALL US: 08717 899102

EMAIL US: enquiries@cmsreclaims.co.uk

WRITE TO US: CMS, 2nd Floor Metropole Chambers, Salubrious Passage, Swansea, West Glamorgan, SA1 3RT

CMS-Credit Management Systems is a partnership between Mr M Badham & Mr P Thompson. Mr M Badham & Mr P Thompson are regulated by the Ministry of Justice in respect of regulated claims management activities. The registration is recorded on their website (www.claimsregulation.gov.uk) and our authorisation number is CRM5161. Registered with The Information Commissioner (Reg No: Z9853474) for the use and storage of data information under the Data Protection Act (2000). Consumer Credit Licence Number: 554722





CMS - Credit Management Systems

[Amethyst]

Re: CMS (Credit Management Systems)

http://www.claimsregulation.gov.uk/_...%202006(1).pdf

If anyone has had an issue with these companies please read and consider making formal complaints to the Ministry of Justice - only way they can look into these people and stop them conning people.

[LuggerBugs]

Re: CMS (Credit Management Systems)

Credit Where It's Due is a registered trademark of Cabot. I wonder if I could stir the excrement a little.

[Amethyst]

Re: CMS (Credit Management Systems)

pmsl why not

You don't think their linked do you ?

[LuggerBugs]

Re: CMS (Credit Management Systems)

Well, a quick search doesn't show them as directors of the Cabot group. I'll drop Willem an email next week. He's off work until the 12th apparently. I do hope he's not ill.

[EXC]

Re: CMS (Credit Management Systems)

Posted on MSE:

Today, 7:31 PM #1 caf4926
MoneySaving Newbie




Join Date: Sep 2006
Post Count: 16
Thanked 2 Times in 2 Posts


Reclaim Company? Suspicious
Anyone come across this lot:
http://www.cmsreclaims.co.uk/1.html

been bothering my Mother-in-Law

They seemed to know how long she had been with a bank and claimed she could reclaim X amount in Bank Charges.

Any advice greatly appreciated.

[LuggerBugs]

Re: CMS (Credit Management Systems)

I think I'd advise the poster to buy their MIL a very loud whistle.

Just remembered.... need to let Cabot know about the use of their Trademark. Although quite how you can trademark an everyday phrase like that, I have no idea.

I'll post it on my blog.

[agnes]

Re: CMS (Credit Management Systems)

I would like to make a complaint about this group, but I am not sure how to go about it? I can't find infomation anywhere It obvious now that they are some sort of con merchants, because had they been genuine I would have received the literature they stated would be with me in a few days?

[LuggerBugs]

Re: CMS (Credit Management Systems)

Even if the paperwork HAD turned up, they'd still be running a scam.

You should complain to the MoJ at:

Ministry of Justice
102 Petty France
London
SW1H 9AJ
United Kingdom

Telephone: +44 (0)20 3334 3555

I'd aslo report their activities to the ICO for cold calling what is in all probability a list of potential targets based on personal data that they shoud not have. As they hold a Consumer Credit Licence, the OFT might be interested too.

I don't think there is a need to complain to CMS first. You don't have a relationship with them, other than them spamming you by phone.

Are you registered with TPS? If so, then they had no right to be calling you at all.

[agnes]

Re: CMS (Credit Management Systems)

Thank you so much for that, I will now attempt to put a letter together for the MOJ and OFT, do you think posting is better in the circumstances than email ? at the risk of showing my ignorance is the TPS the company who blocks unwanted cold calls? I agree with yo it still is a scam, and I am amazed how I fell for it, I don't usually, but I really thought it was to do with my claim, and the way hey talk it is a if they are involved with the court, I have learned my lesson !!

[LuggerBugs]

Re: CMS (Credit Management Systems)

As the basis of your complaint, you might like to try to remember as much as possible from the call. I had one today from a different company (who refused to tell me what thecompany was, and lied about their website URL), which went along the lines of "Do I have unsecured loans or credit card debt, did I know there was new legislation which means I can legally write off 100% of the debt, I just need to send them £365 up front and all my problems are solved."

All total ******** of course. The CCA is hardly new legislation, agreements may not be enforcable, andin any event, I might still lose in court (it's been known to happen). And Ryan (if that is his real name) told me I needn't worry about having to go to court, because the creditors always back down before it gets that far.

Lying, scamming barsteward. The thing is, a lot of folks will believe them.

[Amethyst]

Re: CMS (Credit Management Systems)

Article in guardian today -
It's an alluring phone message, even if it does come out of the blue.
When the unsolicited caller says he can get you out of bank overdraft charges and penalties at no cost, most people sit up and listen. And the pitch becomes even more attractive when you're told it will cost nothing.
But one of these random calls to a Cash reader came from a claims management firm whose owners are banned from being company directors. It raises questions over the Ministry of Justice (MoJ) regulation of companies promising to help consumers reclaim bank and other financial charges.
This reader, and others, was phoned by Credit Management Systems (CMS), a Swansea-based firm which "provides a range of professional claims services for people and businesses that believe they have been treated unfairly by their bank/credit card company/lender". Its website claims "we use our insight into the mechanics of the claims system to simplify the complexities of the process and guide people through the maze of regulatory procedures towards a successful result".
Despite this "insight", it is hard to see what can be done due to the freeze on claims against banks for repayment of overdraft fees and penalties while the Office of Fair Trading case on these charges winds its way through the courts. As long as the legal issues remain unresolved and the Financial Services Authority "waiver" stays, no compensation will be paid. Also, if the banks win, there will be no refunds.
CMS tells potential customers the service is free. But CMS employees ask for debit/credit card details which no one should give to an unknown firm. The CMS website says there is a one-off £49.99 charge.
CMS is part of the booming claims management business, so must be regulated by the MoJ. But searching the MoJ register for CMS proves fruitless.
And that's because CMS is not a legally constituted company. Instead, it is a partnership between Martin Andrew Badham, 47, of Burry Port, Dyfed, and Paul Thompson, 39, of Port Talbot, West Glamorgan. Both are shown as regulated under authorisation CRM5161. But that authorisation gives no clue of their background.
In 2004, Radio 4's File on Four found CMS Investigations, a company directed by Badham and Thompson, cold-called council tenants in south Wales advising they could get damp conditions repaired, plus compensation - at no cost - from their local authority. But tenants had to take out insurance at £519 (paid via a bank loan) in case the action was lost. When one couple won, they found themselves even deeper in debt than before. Nine others had a similar experience, thanks in part to lawyers charging £165 an hour for work which should have been legally aided.
CMS Investigations was put into compulsory liquidation by the Official Receiver in 2007. Badham and Thompson, who had previous directorships in dissolved or liquidated companies in mobile phones and insurance as well as claims, were banned from being the director of any company for three years. This does not preclude them from setting up firms as partners.
The 2004 case prompted government to set up claims management regulation. But MoJ figures show that of some 3,000 businesses set up, only three were cancelled over "serious issues" and a mere seven applications were refused.

[LuggerBugs]

Re: CMS (Credit Management Systems)

From Credit Today... (I may have posted this elsewhere, but Hey Ho.)

The Ministry of Justice is to crack down on businesses that mislead the public by claiming they can arrange for unpaid loans, credit card debts or other consumer debts to be written off.

The ministry has issued new guidance aimed at businesses offering claims management services for unenforceable agreements. The guidance highlights misleading statements in adverts making dubious claims or leaving out important information which might breach consumer protection regulations. Businesses making these statements could face enforcement action, which might ultimately result in authorisations being removed.

Justice minister Bridget Prentice said: "We have produced this guidance to protect innocent customers from being misled by businesses advertising easy and quick arrangements for outstanding loan, credit card and other similar debts to be written off and compensation to be obtained."

Ray Watson, Office of Fair Trading (OFT) director of consumer credit, added: "The OFT will not hesitate to take enforcement action against licensed claims management businesses who engage in unfair business practices by deliberately misleading vulnerable consumers about the services they offer. Businesses should also be aware that if they offer debt counselling or debt adjusting services without holding an appropriate licence, they will be committing a criminal offence and risk prosecution, and that any agreements they enter into with consumers whilst unlicensed may be unenforceable."

The action follows a consumer alert issued in August 2008 urging consumers to seek independent advice before accepting the services of businesses claiming that they can arrange for outstanding balances under loan, credit card and other consumer credit agreements to be written off and secure compensation.

Matthew Porteus, the managing director of claims management company Ratio Money, said it has been concerned about these issues for some time. "The statements being put out by some businesses, mainly new entrants to the market, are of concern to the legal industry as a whole and highlight why consumers should be wary about where they turn for support," he said.

Porteus added: "Our solicitors carry out comprehensive manual audits of our clients’ credit agreements. We find that eight of ten contain significant problems that could deem them unfair and in breach of the Consumer Credit Acts of 1974 and 2006. However, we always maintain that it is for the solicitors, and if needed the courts, to ultimately decide whether the agreement is unenforceable and whether the client is due for any recompense."

[Amethyst]

Re: CMS (Credit Management Systems)

These ****ers are still at it. Scary.

08717899102 - who calls me?


Have asked MoJ AGAIN if they are actually doing anything...don't think they allowed to answer but every little helps.

[Amethyst]

Re: CMS (Credit Management Systems)

Sounds like they are, got a reply this morning but won't post it. So chip chop MoJ & OFT before anyone else gets scammed.