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Re: Suewilo v Yorkshire Bank - hearing 23rd Feb - strike application
The POc is the text you entered outlining your claim in the 1000 characters box on moneyclaimonline.
MSE's generic template is ............
1. Between [insert date of first charge eg 15/3/04] and [insert date of last charge eg 9/2/06]the Defendant debited numerous charges from the Claimant’s [this means you because you are the person claiming the money] account.
2. The charges are unfair under the Unfair Terms in Consumer Contracts Regulations 1999, because they are a disproportionately high sum in compensation compared to the cost of the purported breach.
3. Under the County Courts Act, the claimant is entitled to interest of 8% per annum from the date they were deprived of the money. This totals [insert amount of interest as calculated with the bank charges calculator], accruing at the daily rate of 0.021% until judgment or payment.
4 The Claimant asks the court to enter judgment in their favour for [insert total charges]plus interest, totaling [insert total charges plus interest].
but this is a later version (after the penalties argument was outed by Justice Smith) so if you can check you paperwork - we basically need to know if you just had penalties or if you had penalties and UTCCR in the claim.
What year did you open your account (if you remember or just a guess will do) I'll see if we can find T&C's from then.
Will update the WS. Thank u xx
Tools read your email out to me last night, thankyou. Will let Claire know too that she's expected to be away till the 20th Jan.
The POc is the text you entered outlining your claim in the 1000 characters box on moneyclaimonline.
MSE's generic template is ............
1. Between [insert date of first charge eg 15/3/04] and [insert date of last charge eg 9/2/06]the Defendant debited numerous charges from the Claimant’s [this means you because you are the person claiming the money] account.
2. The charges are unfair under the Unfair Terms in Consumer Contracts Regulations 1999, because they are a disproportionately high sum in compensation compared to the cost of the purported breach.
3. Under the County Courts Act, the claimant is entitled to interest of 8% per annum from the date they were deprived of the money. This totals [insert amount of interest as calculated with the bank charges calculator], accruing at the daily rate of 0.021% until judgment or payment.
4 The Claimant asks the court to enter judgment in their favour for [insert total charges]plus interest, totaling [insert total charges plus interest].
but this is a later version (after the penalties argument was outed by Justice Smith) so if you can check you paperwork - we basically need to know if you just had penalties or if you had penalties and UTCCR in the claim.
What year did you open your account (if you remember or just a guess will do) I'll see if we can find T&C's from then.
Will update the WS. Thank u xx
Tools read your email out to me last night, thankyou. Will let Claire know too that she's expected to be away till the 20th Jan.
Hello Amethyst, Tools or anybody!
once we know how this afternoon goes we'll really get working on your bits and bobs and this will be useful, along with the application info Yb submitted to the court, to get a good response and argument against the strike and to allow the new POCs.
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