E Skills Centre Ltd x Barclays

[beckymai22]

My partner had a loan with a scam skill centre who took a loan out in his name for over 10k. Barclays told him not to pay it as it was a scam (text books never turned up, training camps always cancelled and then the company folded) but then Barclays contacted him 5 years later to say he still owed almost 7k and there was no proof to say he shouldn't have paid it!

We recently got a letter saying the balance is now 0 (we have not paid anything off) and a payment was made by "Bfa Colls redress" and "Del Wo Clawback Res". Does anyone have any idea what this means? We assumed it meant it had been paid off but it is still on checkmyfile as a default 5 months after it says it was paid. Stress I do not need right now and this has affected his credit really badly.

[echat11]

Hi Beckymai22

It sounds like (just from the brief details you have put on this thread - I can't find anything on E Skills at all / redress) loan was taken out fraudulently in your partner's name, Barclays has finally caught up with the fraud and the rest of the loan has been written off / redress. What you need to do is get concrete details to establish if you are owed any money from Barclays as by the look of it your partner paid £3k of the loan back to Barclays (you would want interest and compensation).

Send Barclays a SAR request to get as much information as they hold on the loan, they have 30 days to respond. You can email it to them.

https://legalbeagles.info/library/gu...ccess-request/