DCA at door hassling- no word from Bank

[catinahat]

Hi all, feel in limbo as my hardship claim with bank seems to have been put on ice since the supreme ruling.
DCA called 4 hours after ruling came through.

He's been back again this evening getting a bit 'arsey'. They won't have got my letter yet saying I'm aware they arent legally allowed to hassle me at my door. etc

(thanks to the two kind people who posted me the letter templates to send to Moorcroft BTW:-)

Kind of feel stuck between rock and hard place with no word from bank but DCA hassling threatening court action/more costs/bailiffs etc.

And to top off a perfectly great day, my son has come from school with what appears to be a pretty nasty broken toe!! (big toe) So am now on way to A& E to sit for hours no doubt waiting x-rays etc (stop the world I wanna get off!!!)
Should I still 'hang fire' and wait till bank get in touch; ball in their court. Submitted all docs I/E etc... just dont know wot to do and feel backed into a corner with Moorcroft hassling...

Cheers everyone, hope you're having a peaceful evening... See ya later when I get back from A&E and the 'Madding Crowds' of the walking wounded!
CatXXX:cry:

[catinahat]

Re: DCA at door hassling- no word from Bank

definition of hardship... will the bank accept this falls into definition? When yr kid needs to go to A& E and its too far to walk from the bus but you dont have enough for taxi so delayed two hours to get a lend as money not in till early hours... X

[Luminol]

Re: DCA at door hassling- no word from Bank

Hi Cat, Sorry to hear about your day

I would print off that letter and hand it to him at the door and then kindly ask him to leave. Make sure you advise them in your correspondence that you will only communicate with them in writing.

The visits are designed to scare you, don't let them do that, I know its easier said than done, but its your right to decide how you wish to be contacted and as far as your concerned this debt is still disputed as it has not been resolved by the bank yet.

Lumi x

[charitynjw]

Re: DCA at door hassling- no word from Bank

Hi cat (or are you cat's sister, it's difficult to tell the difference lol)

Got an idea!

*He must live close to you (calling to your place within 4 hrs), so next time follow him home (discretely), wait until he gets all comfy, supper on table, etc, then bang loudly on his door & start demanding that he owes you money although you can't prove it!!
You being a big, hairy lumberjack & all, it'll scare the bejazus out of him

Got to be more fun than sitting around at A & E (Hope your little one is OK btw)

cnjw

*Only joking

[catinahat]

Re: DCA at door hassling- no word from Bank

Hahaha, the thought made me chuckle;-)

Think I feel the need to start singing ..." I'm a lumberjack and I'm ok...." Thanks for asking, little un will live bless him, minus a bit of bone in his big toe... just got back half hour ago. He's pretty upset cos he does Martial arts and had just got Gold and silver medals in Northern championships, but will have to take a 'sabbatical' for a couple of weeks/month which he's none too pleased about... Oooh, maybe I should take him with me when I visit DCA during his supper!!! Ha, that lad of mine would be scarier than a Rottweiler! XXX
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Hi Lumi,
thanks, that could be a good idea cos he's bound to call again soon... well he said he is in next few days... would save me price of a stamp at any rate;-) !!
Ah well, tomorrow's a new day eh... (tomorrow's today already goodness me!) CatXXX