Tweet
Hi everyone.
This is a very stressed out mummy who works with hubby with a small Ltd company.
our credit rating is shot to pieces by not being able to take a salary for over 10 months.
we have almost managed to sort out some benefits & living on those on a predicted income of £10k (good old tax credits) of course no sign of actually getting anything out & probably will have to find something else to pump in!!
I've just downloaded the income & expenditure spreadsheet the question is
do i put down actual income (which I think we should excluding my sons dla) should carers allowance come into play?
we deff come under the hardship rules as this situation hasn't been caused by ourselves. we have been slightly hit by the downturn but been stitched up by ex staff & ex director steeling stock breaking every piece of equipment we need damaging company cars stealing work whilst still employed jobs on the side and setting up their new company breaking an eu trade mark in the process.
at one point I was still wondering if my marriage would survive it .
of course i have natwest bank hassling plus loads of credit cards which we can no longer pay for (which all the money has gone into the business)
we switched to the good old coop for a bank account which at least allows what money we have coming in to be ours!!
we cannot go br as we have a house which was signed over by ex for security for disabled son
this is the 2nd step forward on a long road to recovery!!
This is a very stressed out mummy who works with hubby with a small Ltd company.
our credit rating is shot to pieces by not being able to take a salary for over 10 months.
we have almost managed to sort out some benefits & living on those on a predicted income of £10k (good old tax credits) of course no sign of actually getting anything out & probably will have to find something else to pump in!!
I've just downloaded the income & expenditure spreadsheet the question is
do i put down actual income (which I think we should excluding my sons dla) should carers allowance come into play?
we deff come under the hardship rules as this situation hasn't been caused by ourselves. we have been slightly hit by the downturn but been stitched up by ex staff & ex director steeling stock breaking every piece of equipment we need damaging company cars stealing work whilst still employed jobs on the side and setting up their new company breaking an eu trade mark in the process.
at one point I was still wondering if my marriage would survive it .
of course i have natwest bank hassling plus loads of credit cards which we can no longer pay for (which all the money has gone into the business)
we switched to the good old coop for a bank account which at least allows what money we have coming in to be ours!!
we cannot go br as we have a house which was signed over by ex for security for disabled son
this is the 2nd step forward on a long road to recovery!!
Who are you claiming hardship against?
Comment