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Thought this was interesting - the claim through the bank coincided with the hearing so its not a hardship win in court - its just interesting the judge agreed the amount was okay to cover his hardship - have asked him what his arrears were etc.
Fantastic!! There's food in the fridge and ALL my bills are up to date!
Hi all. I went to court and saw the judge. Had a chat with the junior barrister representing Barclays before the hearing started.
As well as the goodwill gesture of £450, another cheque to the value of £720 was 'in the post' from Barclays! All was explained by the barrister. According to the junior barrister, since I had two accounts that the charges were taken from, the two cheques represent 75% of the BANK CHARGES ONLY (no interest) from each account.
Since my original charges I calculated to be £3,100, you don't have to be a genius to work out £1,170 is WELL BELOW 75%. Barclay's calculations differed from mine obviously. Something the judge was keen to point out at the hearing.
The final outcome from the judge was; he agreed the £1,170 were sufficient monies to cover my financial hardship case and the stay remains in place, allowing me to go through my figures in prepartion to fight Barclays for the remainder, including interest obviously.
Fingers crossed everything goes our way in the High Courts in London.
Thanks for everybodies help. I guess the clever computer people who run this site will put this in the successful claims section, even though its only about 40% of what I'm owed. I'll leave that up to you
Hi all. I went to court and saw the judge. Had a chat with the junior barrister representing Barclays before the hearing started.
As well as the goodwill gesture of £450, another cheque to the value of £720 was 'in the post' from Barclays! All was explained by the barrister. According to the junior barrister, since I had two accounts that the charges were taken from, the two cheques represent 75% of the BANK CHARGES ONLY (no interest) from each account.
Since my original charges I calculated to be £3,100, you don't have to be a genius to work out £1,170 is WELL BELOW 75%. Barclay's calculations differed from mine obviously. Something the judge was keen to point out at the hearing.
The final outcome from the judge was; he agreed the £1,170 were sufficient monies to cover my financial hardship case and the stay remains in place, allowing me to go through my figures in prepartion to fight Barclays for the remainder, including interest obviously.
Fingers crossed everything goes our way in the High Courts in London.
Thanks for everybodies help. I guess the clever computer people who run this site will put this in the successful claims section, even though its only about 40% of what I'm owed. I'll leave that up to you
