Tweet
My son has built up nearly £3,000 charges from Lloyds Tsb since we last took them to court and got previous charges back in January 2007
They are charging him up to £300 a month for "unplanned overdraft fees" and returned "D/D fees". In May alone he received in charges £196 unplanned overdraft fee, £40 returned direct debit fee, £11.27 overdraft interest and £7.95 account charge for the type of account he has totalling charges of £255.22 he is on benefits which only his DLA of £250.40 goes into the bank per month and the bank takes this
They have not applied any thought to hardship or blocking of any charges and continously leave him and his partner and 3 children who are all dependant on Income Suppost penniless, things have got that bad I have even had to apply for a Social Services clothing grant for the children`s uniforms as my son and his partner are not in a position to even afford pairs of socks
The original overdraft was at £700 the bank have recently increased this to £1,360 to take their charges which had built up, the overdraft currently stands at £139.62 over the £1,360 limit
Both my son and his partner have severe learning difficulties and mental health problems the bank are adding to these problems as they have now informed them that they are applying £400 charges to the account on the 1st September, where on earth are Lloyds Tsb coming from? my sons partner as applied to the social fund for this £400, talk about robbing the poor
Any advice would be gratefully received, I feel like ringing the bank and letting them know how I feel about this. I have just left my sons partner in tears as my son cannot read and she is trying to keep all the upset from him for fear of him being admitted back to hospital with his mental health. He was in hospital for a month when his first financial problems started and built up with the bank so they are the cause of the poor finances at the bank, I am disgusted
They are charging him up to £300 a month for "unplanned overdraft fees" and returned "D/D fees". In May alone he received in charges £196 unplanned overdraft fee, £40 returned direct debit fee, £11.27 overdraft interest and £7.95 account charge for the type of account he has totalling charges of £255.22 he is on benefits which only his DLA of £250.40 goes into the bank per month and the bank takes this
They have not applied any thought to hardship or blocking of any charges and continously leave him and his partner and 3 children who are all dependant on Income Suppost penniless, things have got that bad I have even had to apply for a Social Services clothing grant for the children`s uniforms as my son and his partner are not in a position to even afford pairs of socks
The original overdraft was at £700 the bank have recently increased this to £1,360 to take their charges which had built up, the overdraft currently stands at £139.62 over the £1,360 limit
Both my son and his partner have severe learning difficulties and mental health problems the bank are adding to these problems as they have now informed them that they are applying £400 charges to the account on the 1st September, where on earth are Lloyds Tsb coming from? my sons partner as applied to the social fund for this £400, talk about robbing the poor
Any advice would be gratefully received, I feel like ringing the bank and letting them know how I feel about this. I have just left my sons partner in tears as my son cannot read and she is trying to keep all the upset from him for fear of him being admitted back to hospital with his mental health. He was in hospital for a month when his first financial problems started and built up with the bank so they are the cause of the poor finances at the bank, I am disgusted
Comment