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I am new to this forum. I have had Barclaycard in irrevocable estoppal for a number of years now. I have repeatedly aske for proof of debt, a copy of the original consumer credit agreement, and various other documents which BC have refused to supply. In one letter they even admitted that they could not supply a certified copy of any consumer agreement signed by me. Despite repeated letters from me, they have twice sold on the alledged debt to various DCs, on each occaision the alledged debt has been returnd to BC. Having not heard anything from anyone for 3 years, out of the blue I receive a letter from Hoist Portfolio Holdings, telling me that they have purchased this alledged debt, and that they have appointed Robinson way Ltd. to manage the account.
Please correct me if I'm wrong, but once BC are in irrevocable estoppal, and tacit agreement, surely any DC agency acting on their behalf, or any other agency dealing with this alledged debt are bound by the same irrevocable estoppal and tacit agreement? Does this approach by yet anothe 3rd party interloper constitute harrassment, which is now a criminal offence? What should I do? Any help or suggestions will be greatly received, and very much appreciated. Thank you.
P.S. I used to receive a great deal of help and encouragement from the people on getoutofdebtfree.org, but that site now seems to be non-functional.
Please correct me if I'm wrong, but once BC are in irrevocable estoppal, and tacit agreement, surely any DC agency acting on their behalf, or any other agency dealing with this alledged debt are bound by the same irrevocable estoppal and tacit agreement? Does this approach by yet anothe 3rd party interloper constitute harrassment, which is now a criminal offence? What should I do? Any help or suggestions will be greatly received, and very much appreciated. Thank you.
P.S. I used to receive a great deal of help and encouragement from the people on getoutofdebtfree.org, but that site now seems to be non-functional.
