Urgent mortgage query

[biondani]

I entered into a mortgage in 2003. I then added a secure loan later. A few years later I met my future wife and after marriage we never did add her to the first mortgage. We then increased the secured loan but it was insisted that we did it in joint names.

The second mortgage company is now taking us to court for a possession order on monday but my query is how valid is the second mortgage as it is a joint mortgage where the primary mortgage is still in a single name?

Ian